.
Michael Allcroft returned to
his duties, tuned for labour, full of
courage, and the spirit of enterprise
and action. Discharged from the
thrall which had hitherto borne hard
upon his energies, and kept them
down, he felt the blessed influence of
perfect Liberty, and the youthful elasticity
of mind and body that liberty
and conscious strength engender. Devoted
to the task that he had inflicted
upon himself, he grudged every
hour that kept him from the field of
operations. Firm in his determination
to realize, by his exertions, a
sum of money equal to his parent's
debts, and to redeem the estate from
its insolvency, he was uneasy and impatient
until he could resume his yoke,
and press resolutely forward. Rich
and independent as he was, in virtue
of the fortune of his wife, he still
spurned the idea of relying upon her
for his release—for the means of rescuing
his fathers name and house
from infamy. No; he saw—he fancied
that he saw a brighter way
marked out before him. Industry,
perseverance, and extreme attention
would steer his bark steadily through
the difficult ocean, and bring her
safely into harbour: these he could
command, for they depended upon
himself whom he might trust. He had
looked diligently into the transactions
of the house for many years past,
and the investigation was most satisfactory.
Year after year, the business
had increased—the profits had
improved. The accumulations of his
father must have been considerable
when he entered upon his ruinous
speculations. What was the fair inference
to draw from this result? Why—that
with the additional capital of
his partners—the influx and extension
of good business, and the application
of his own resolute mind, a sum
would be raised within a very few
years, sufficient to reinstate the firm,
to render it once more stable and secure.
And then—this desirable object
once effected, and the secret of
the unfortunate position of the house
never divulged—the income which
would afterwards follow for his partners
and himself, must be immense.
It was this view of the subject that
justified, to his mind, the means which
he had used—that silenced self-reproof,
when it accused him of artifice,
and called him to account for the deception
he had practised upon his colleagues.
It must be acknowledged,
that the plan which he proposed held
out fair promise of ultimate success
and that, reckoning upon the united
will and assistance of his partners, he
had good reason to look for an eventual
release from all his difficulties and
cares. Yet it was not to be. "We
still have judgment here." Punishment
still comes to us from those
whom we would circumvent. It was
in vain that Michael set foot in the
Bank with an indomitable and eager
spirit; in vain that he longed to grapple
with his fate—resolute to overcome
it. The world was against him.
The battle was already decided. His
first hard struggle for deliverance was
coincident with his last hour of
earthly peace.
Before one year had passed over
the respectable heads of our notable
Banking-House, Allcraft was involved
in a net of perplexity, from which
it required all the acuteness of his
apprehending mind to work out a
mode of extrication. Augustus Brammel
continued abroad, spending his
money, and drawing upon the house,
with the impudent recklessness which
we have already seen to be a prime
ingredient in his character. He did
not condescend to communicate with
his partners, or to give them any information
touching his whereabouts,
except such as might be gathered
from his cheques, which came, week
after week, with alarming punctuality,
for sums as startling. From this
one source of misery, where was a
promise or a chance of a final rescue?
Michael saw none. What if he refused
to cash his partner's drafts?
What if he permitted them to find
their way back, as best they might,
through the various channels by which
they had travelled on their previous
journey—dishonoured and disgraced?
Who but himself would be the loser
by the game? Such a refusal would
lead to quick enquiry—enquiry to
information—information to want of
confidence and speedy ruin. What
reliance could repose upon a house,
divided against itself—not safe from
the extravagance and pillage of its
own members? The public eye, ever
watchful and timid, waits scarcely for
the show of danger to take alarm and
withdraw its favour. Michael shrunk
from the bare conception of an act of
violence. It was more agreeable, in
an hour of self-collectedness, to devise
a remedy, which, if it did not cure the
disease, helped at least to cicatrize
the immediate wounds. He looked
from Brammel to Brammel's father
for indemnification. And the old
man was in truth a rare temptation.
Fond, pitiable father of a false and
bloodless child! doting, when others
would have hated, loving his prodigal
with a more anxious fondness as
his ingratitude grew baser—as the
claims upon a parent's heart dwindled
more and more away. The grey-haired
man was a girl in tenderness
and sensibility. He remembered the
mother of the wayward child, and the
pains she had taken to misuse and
spoil her only boy; his own conduct
returned to him in the shape of heavy
reproaches, and he could not forget,
or call to mind without remorse, the
smiles of encouragement he had given,
the flattering approbation he had bestowed
when true love, justice, duty,
mercy, all called loudly for rebuke,
restraint, wholesome correction, solemn
chastisement. Could he be conscious
of all this, and not excuse the
unsteady youth—accuse himself? It
was he who deserved punishment—not
the sufferer with his calamities
imposed upon him by his erring sire.
He was ready to receive his punishment.
Oh, would that at any cost—at
any expense of bodily and mental
suffering, he could secure his child
from further sorrow and from deeper
degradation! To such a heart and
mind, Michael might well carry his
complaints with some expectation of
sympathy and reimbursement. Aggrieved
as he was, he did not fail to
paint his disappointment and sense of
injury in the strongest colours; but
blacker than all—and he was capable
of such a task, he pictured the gross
deception of which he had so cruelly
been made the subject.
"I could," he said to the poor father,
in whose aged eyes, turned to
the earth, tears of shame were gushing,
"I could have forgiven any thing
but that. You deceived me meanly
and deliberately. The character you
gave with him was false. You knew
it to be so, and you were well aware
that nothing but mischief and ruin
could result from a connexion with
him."
"Indeed, Mr Allcraft," replied the
unhappy man, "I had great hopes of
his reformation. He had improved of
late years a little, and he gave me his
word that he would be steady. If I
had not thought so, I should certainly
not have permitted you to receive
him. What can we do, sir?"
"Ah! what, Mr Brammel. It is
that I wish to know. The present
state of things cannot continue. Where
is he now?"
"Indeed, I do not know. He is a
bad boy to hide himself from his father.
I do not deserve it of him. I
cannot guess."
"Are you aware, sir, that he is
married?"
"They have told me something of
it. I am, in truth, glad to hear it. It
will be to his wife's interest to lead
him back to duty."
"You have not seen her, then?"
The old man shook his head.
"Well, well, sir," continued Allcraft,
"this is not to the purpose.
We must protect ourselves. His profligacy
must be checked; at all events,
we must have no connexion with it.
Hitherto we have honoured his drafts,
and kept your name and his free from
disgrace. I can do so no longer. We
have paid his last cheque this very
day. To-morrow I shall advertise
publicly our determination, to honour
his demands no more."
"No—no, no, Mr Allcraft," interposed
old Brammel anxiously, taking
every word for granted, "that must
not be done—I cannot allow it; for
the poor boy's sake, that determination
must not be made at present. I
am sure he will reform at last. I
should not be surprised if he returned
to business in a day or two, and settled
steadily to work for the remainder
of his life. It is likely enough,
now that he is married. I have much
to answer for on account of that youth,
Mr Allcraft, and I should never forgive
myself if I suffered any thing to
be done that is likely to render him
desperate, just when a glimmering of
hope is stealing upon us. You shake
your head, sir, but I am confident he
will yet make up for all his folly."
"Heaven grant it, sir, for your
sake!"
"Yes, and for his own, poor child—for what will become of him if he
does not! Now, as to these cheques,
Mr Allcraft, let me have them all. I
will restore every farthing that you
have paid on his account; and should
any more be presented, let them be
duly honoured. I hold myself responsible
for their discharge. I am
sure this is the wisest course to pursue.
It is quite reasonable for you
to demur, and to object to these demands.
I like you the better, Mr
Allcraft, for your scruples: you are
an honourable man, sir. I would lose
my last drop of blood to make my
poor boy like you. It is wise and
praiseworthy in you to look so carefully
to the good credit of your house;
and it is fair and right that I should
take this matter upon myself. I do
it, persuaded of the propriety of the
step, and satisfied that all will go
well with him yet. Be lenient with
the unhappy boy, sir, and have yet a
little patience."
"I am afraid, sir, that he will but
presume on your generosity and good
nature."
"Ah, but he is never to know it,
Mr Allcraft; I would not for the world
have him hear of what I have done.
Should you discover his abode, write
to him, I pray—tell him that I am
enraged at his proceedings—that I do
not think that I can ever be reconciled
to him again. Say that my anger
has no bounds—that my heart is
breaking—will break and kill me, if
he persists in his ingratitude and
cruelty. Implore him to come home
and save me."
The old man stopped and wept.
Michael was not yet a father and
could not understand the tears: it appears
that he understood business
much better; for, taking leave of
Brammel as soon as he could after the
latter had expressed a wish to cash
the cheques, he went immediately to
the bank and procured the documents.
He presented them with his own
hand to the astounded father, from
whom, also with his own hand, he received
one good substantial draft in
fair exchange.
So far, so good; but, in another
quarter, Allcraft suddenly discovered
that he had committed an egregious
blunder. He had entrusted Planner
with the secret of his critical position—had made him acquainted with the
dishonest transactions of his father,
and the consequent bankruptcy of the
firm. Not that this disclosure had
been made in any violent ebullition of
unguarded feeling—from any particular
love to Planner—from an inability
on the part of the divulger to keep
his own good counsel. Michael, when
he raised Planner from poverty to
comparative affluence, was fully sensible
of the value of his man—the dire
necessity for him. It was indispensable
that the tragic underplot of the
play should never be known to either
Bellamy or Brammel, and the only
safe way of concealing it from them,
was to communicate it unreservedly
to their common partner, and his peculiar
protégé. He did so with much
solemnity, and with many references
to the extraordinary liberality he had
himself displayed in admitting him to
his confidence, and to a share of his
wealth. "Maintain my secret," he
said to Planner, "and your fortune
shall be made; betray me, and you
are thrown again into a garret. You
cannot hurt me; nothing shall save
you." He repeated these words over
and over again, and he received from
his confidant assurance upon assurance
of secrecy and unlimited devotion.
And up to the period of Allcraft's
return from France, the gentleman
had every reason to rely upon
the probity and good faith of his associate;
nor in fact had he less reason
after his return. Were it not
that "the thief doth fear each bush
an officer," he had no cause whatever
to suspect or tremble: his mind, for
any actual danger, might have been
at rest. But what did he behold?
Why, Planner and Bellamy, whom he
had left as distant as stage-coach
acquaintances, as intimate and loving,
as united and inseparable, as the
tawny twins of Siam. Not a week
passed which did not find the former,
once, twice, or three times a guest at
the proud man's table. The visits
paid to the bank were rather to Mr
Planner than for any other object.
Mr Planner only could give advice as
to the alteration of the south wing
of the hall: Mr Planner's taste
must decide upon the internal
embellishments: then there were private
and mysterious conversations
in the small back room—the parlour;
nods and significant looks
when they met and separated; and
once, Michael called to see Planner
after the hours of business, and whom
should he discover in his room but
Mr Bellamy himself, sitting in conclave
with the schemer, and manifestly
intent upon some serious matter.
What was the meaning of all
this? Oh, it was too plain! The
rebel Planner had fallen from his allegiance,
and was making his terms
with the enemy. Allcraft cursed himself
a thousand times for his folly in
placing himself at the mercy of so unstable
a character, and immediately
became aware that there had never
been any cogent reason for such a
step, and that his danger would have
been infinitely smaller had he never
spoken to a human being on the subject.
But it was useless to call himself,
by turns, madman and fool,
for his pains. What could be done
now to repair the error? Absolutely
nothing; and, at the best, he had
only to prepare himself, for the remainder
of his days, to live in doubt,
fear, anxiety, and torture.
In the meanwhile, Planner grew
actually enamoured of the Pantamorphica
Association. The more he examined
it, the more striking appeared
its capabilities, the fairer seemed the
prospect of triumphant unequivocal
success. In pursuance of his generous
resolution, he communicated his designs
to Allcraft. They were received
with looks of unaffected fright. Without
an instant's hesitation, Michael
implored his partner to desist—to give
up at once, and for ever, all thoughts
of the delusion—to be faithful to his
duty, and to think well of his serious
engagement. "Your Association, sir,"
he exclaimed in the anger of the moment,
"is like every other precious
scheme you have embarked in—impracticable,
ridiculous, absurd!" Planner,
in these three words, could only
read—ingratitude—the basest it had
ever been his lot to meet. Here was
a return for his frankness—his straightforward
conduct—his unequalled liberality.
Here was the affectionate
expression of thanks which he had so
proudly looked forward to—the acknowledgment
of superior genius
which he had a right to expect from
the man who was to profit so largely
by the labour of his brains. Very
well. Then let it be so. He would
prosecute the glorious work alone—he would himself supply the funds
needful for the undertaking, and alone
he would receive the great reward that
most assuredly awaited him. Very
delicately did Michael hint to his partner,
that his—Planner's—funds existed,
with his castles and associations,
in the unsubstantial air, and no where
else; but not so delicately as to avoid
heaping fuel on the fire which he had
already kindled in the breast of the
offended schemer. The latter bristled
at the words, lost for an instant his
self-possession, said in his anger more
than he intended—more than he might
easily unsay—enough to bruise the
already smarting soul of Allcraft. A
threat escaped his lips—a reproach—a
taunt. He spoke of his power, and
touched cuttingly upon the deep
schemes of other men, more feasible
than his own perhaps, and certainly
more honest. Allcraft winced, as every
syllable made known the speaker's
actual strength—his own dependence
and utter weakness. He made no
reply to the attack of the man whom
he had drawn from beggary; but he
looked him in the face steadily and
reproachfully, and shamed him into
vexation and regret.
"I did not mean to speak unkindly,
Michael," he stammered with a view
to apologize. "I am sorry that I lost
my temper. You need not fear me.
Don't remember what I have said."
"You have threatened me, Planner,"
answered Allcraft, trembling
with irritation. "You have attempted
to frighten me into compliance
with your demands. I say, sir, you
have threatened me. It is the first
time—it shall be the last."
"It shall, Michael—I promise you
it shall."
"I ask no promise from you," continued
the excited and suspicious man,
writhing under a sense of his helplessness.
"You have betrayed the cloven
foot. I thank you for it. I am aware
of what is to follow—I expect it—I
shall hold myself prepared!"
"Do nothing of the kind, Allcraft.
You know me better. You are safe
with me. I am ashamed of myself
for what I have spoken. Forgive
me"—
"But never mind," proceeded the
unhappy Michael. "I defy you: do
your worst. Let this be your acknowledgment
of past favours—the fulfilment
of your sacred promise. Betray
me to Bellamy, and be at ease."
"Michael, you do not use me well.
I spoke angrily, and without consideration.
I am sorry that I did so, and
I have asked your forgiveness. What
can I do more? You should allow
for wounded feelings. It was hard to
hear you ridiculing an affair that occupies
my serious thoughts. I was irritated—think no more about it."
"Answer me this, How much does
Mr Bellamy already know?"
"From me—nothing. Make your
mind happy on that score. It is not
to the interest of any one of us that
secrets should be known. You need
not fear. Shake hands."
Michael took his hand.
"And as to this Association," continued
Planner, "let me have my way
for once—the thing is clear, and cannot
fail. The elements of success are
there, and a splendid fortune must be
realized. I am not greedy. I don't
want to grasp every thing for myself.
I told you just now that we would
share and share alike. You are not
up to projects of this nature. I am.
Trust to me. I will engage to enter
upon no new affair if I am disappointed
in this. The truth is, I cannot quietly
let a fortune slide through my fingers,
when a little skill and energy only are
necessary to secure it. Come, Michael,
this once you must not say no."
The hope, however faint, of making
money by this speculation, and the
fear of offending the depositary of his
great secret, compelled at length from
Allcraft a reluctant acquiescence. He
consented to the trial, receiving Planner's
solemn promise that, in the event
of failure, it should be the last. Planner
himself, overjoyed at his victory,
prepared himself for action, and contemplated
the magnificent resources of
the bank with a resolute and daring
spirit that would have gratified exceedingly
the customers of the house,
could they have but known it. Planner
conscientiously believed that he
had hitherto failed in all his schemes,
because he had never commanded cash
sufficient to carry out his views. This
great obstacle being removed, he
wisely determined to make the most
of his good fortune. And in truth
he was without the shadow of an excuse
for timidity and forbearance.
The anxiety which might have accompanied
his ventures, had the money
been his own, was mercifully spared
him; the thought of personal danger
and ruin could never come to cloud
his intellect, or oppress his energy.
As for the ruin of any other party, the
idea, by a very happy dispensation,
never once occurred to him. It took
a very few months to make Mr Planner
the largest shareholder—the principal
director—the president and first
man in the famous "Joint-Stock Pantamorphica
Association."
And whilst he was busy in the purchase
of lands required for the extensive
undertaking, his dear friend Mr
Bellamy was agreeably occupied in
paying off, by degrees, the heavy
mortgages which, for many years, had
been weighing on his beautiful estate.
In addition to the ten thousand pounds
which he had abstracted during the
absence of Mr Allcraft, he had not
hesitated to draw large sums under
the very nose of his too easy and
unsuspecting partner. The manner of
Mr Bellamy threw Michael off his
guard. He walked so erect—looked
upon every body so superciliously—spoke
even to Allcraft in so high a
tone, and with so patronizing an air,
that it was quite impossible to suspect
him of being any thing but real coin,
a sound man, and worthy of all trust.
It is certainly true that Mr Bellamy
had not brought into the concern as
he had engaged, some twenty, or forty
thousand pounds—it does not matter
which—but the reasons which he condescended
to give for this failure were
perfectly satisfactory, and accounted
for the delay—so well accounted for
it that Michael entreated Mr Bellamy
not to think about it, but to take
his time. And how very natural it
was for a man of Mr Bellamy's consideration
and enormous wealth to
secure the little property that adjoined
his own, and to borrow from the bank
any sum of money that he might
want to complete so desirable a purchase!
And how very natural, likewise,
on the part of Allcraft, ever
fearful of discovery, ever desirous to
keep upon the best terms with Mr
Bellamy (the great man of the country,
the observed of all observers)—to
be at all times anxious to oblige his
friend, to render him sensible of his
desire to please him, and of the obligation
under which, by these repeated
acts of kindness and indulgence, he
was insensibly brought.
And so they reached the close of
the first year of partnership; and who
shall say that the situation of Michael
was an enviable one, or that the persevering
man had not good cause for
despondency and dread? He was already
deeply indebted to his wife;
not one of his three partners had
proved to be such as he expected and
required. Danger threatened from
two of them: Mr Bellamy had not
afforded the support which he had
promised. A stronger heart than
Michael's might have quailed in his
position; yet the pressure from without
animated and invigorated him. In
the midst of his gloom, he was not
without a gleam of hope and consolation.
As he had foreseen, the business
of the house rapidly increased:
its returns were great. Day and night
he laboured to improve them, and to
raise the reputation of the tottering concern;
for tottering it was, though looking
most secure. For himself, he did not
draw one farthing from the bank; he
resided with his wife in a small cottage,
lived economically, and sacrificed
to his engrossing occupation
every joy of the domestic hearth. The
public acknowledged with favour the
exertions of the labouring man; pronounced
him worthy of his sire;
vouchsafed him their respect and confidence.
Bravely the youth proceeded
on his way—looking ever to the future—straining to his object—prepared to
sacrifice his life rather than yield or
not attain it. Noble ambition—worthy
of a less ignoble cause—a better
fate!
The second year passed on, and
then the third: at the close of this,
Michael looked again at his condition.
During the last year the business of
the house had doubled. Had not the
profits, and more than the profits,
been dragged away by Bellamy and
Planner—his ardent mind would have
been satisfied, his ceaseless toil well-paid.
But the continual drafts had
kept ever in advance of the receipts,
draining the exchequer—crippling its
faculties. Even at this melancholy
exhibition, his sanguine spirit refused
to be cast down, and to resign the
hope of ultimate recovery and success.
He built upon the promise of Mr Bellamy,
who at length had engaged to
refund his loans upon a certain day,
and to add, at the same time, his long-expected
and long-promised quota of
floating capital: he built upon the illusions
of Planner's strong imagination—Planner,
who suddenly becoming sick
of his speculation, alarmed at his responsibility,
and doubtful of success,
had been for some time vigorously
looking out for a gentleman, willing
to purchase his share and interest in
the unrivaled Pantamorphica, and to
relieve him of his liabilities; and had
at last persuaded himself into the belief
that he had found one. He likewise
fixed a period for the restoration
of a fearful sum of money, which Michael,
madman that he was, had suffered
him to expend—to fling away
like dirt. Upon such expectation,
Allcraft stood—upon such props suffered
his aching soul to rest. There
wanted but a month to the acceptable
season when claims upon the house
poured in which could not be put off.
Michael borrowed money once more
from his wife to meet them. He did
it without remorse or hesitation. Why
should he have compunction—why
think about it, when the hour of repayment
was so near at hand? It was
a proper question for a man who could
slumber on a mine that was ready to
burst, and shatter him to atoms.
It was a constant saying of old Mr
Brammel, that if his time were to
come over again, he would adopt a
very different plan from that which he
had pursued in the education of his son.
Now, a different plan it might have
been; but one leading to a more satisfactory
result, I must take the liberty
to deny. Of what use is experience
to one who, with sixty years of life in
him, still feels and thinks, reasons
and acts, like a child? Who but a
child would have thought of paying
the wholesale demands of that dissolute,
incorrigible youth, with the
notion of effecting by such subtle
means his lasting reformation: who
but a child would have made the
concealment of his name a condition
of the act? As may be guessed, the
success of this scheme was equal to
its wisdom. Augustus Theodore, too
grateful for the facilities afforded him,
showed no disposition to abridge his
pleasures, or to hasten his return. In
the regular and faithful discharge of
his drafts, his vulgar soul rejoiced to
detect a fear of offending, and an
eagerness to conciliate, on the part of
his partner, Michael Allcraft. He
would see and acknowledge nothing
else. And the idea once fixed in his
mind, he was not likely to rest contented
with half the glory of his victory.
"No.—He would punish the
fellow.—He would make him smart;
he would teach him to come all the
way to France on purpose to bully
him. He hadn't done with the gentleman
yet. Master Allcraft should
cry loud enough before he had. He'd
sicken him." Still the hopeful youth
pursued his travels—still he transmitted
his orders at sight—still they were
honoured punctually—still Augustus
Theodore chuckled with stupid delight
over what he considered the pitiful
submission of his partner, who had
not courage to reject his drafts, and
dared not utter now one brief expostulatory
word. Mr Brammel, junior,
like the rest of the firm, lived in his
own delusions. The fourth year dawned,
and Mr Brammel suddenly appeared
amongst his friends. He and his
lady had travelled over Europe; they
had seen the world—the world had
seen them; they were sick of wandering—they
desired to settle. A noble
villa, with parks and paddocks, was
quickly taken and sumptuously furnished;
hunters were got from Tattersall's—nursery-maids
from France—an establishment worthy of the
name rose like magic, almost within
sight of Michael's humble dwelling,
taking the neighbourhood by surprise,
startling and affrighting Allcraft.
Again the latter visited the fond old
man—remonstrated, complained; and
once more the father entreated on behalf
of his son, begged for time and
patience, and undertook to satisfy the
prodigal's extravagance. He gave his
money as before, willingly and eagerly,
and stipulated only, with unmeaning
earnestness, for secrecy and silence.
And the fourth year closed as drearily
as it had opened. The promises of
Bellamy and Planner were as far from
fulfilment as ever; their performance
as vigorous and disastrous as at first.
The landed proprietor still redeemed,
day after day, portions of his involved
estate. The schemer, disappointed in
his expectations of a purchaser, returned
to his speculation with redoubled
ardour, and with fresh supplies of
gold. His only chance of ultimate recovery
was to push boldly forward,
and to betray no fear of failure. One
retrograde or timid step would open
the eyes of men, and bring down ruin
on the Pantamorphica. Planner became
conscious of all this to his dismay,
and he had nothing to do in the
very extremity of his distress, but to
proceed in his venture with the best
spirits he could command, and to trust
himself fairly to the swelling tide.—Allcraft looked on and trembled.
It is wonderful how long a withered
leaf will sometimes cling to its branch.
It will hold tenaciously there, the last
of its race, days after the decay of
its greener and more healthy-looking
mates. "A creaking door," the proverb
has it, "hangs long upon its
hinges;" and many a wheezing, parchment-looking
gentleman, as we all
know, who ought to have died every
year of his life since he was born,
draws his difficult breath through
threescore years and ten; whilst the
young, the hardy, and the sound are
smitten in their pride, and fall in heaps
about him. It is no less strange that
a house of business like that of our
friend Mr Allcraft, should assert its
existence for years, rotten as it was,
during the whole of the time, at its
very heart's core. And yet such is
the case. Eight years elapsed, and
found it still in the land of the living:
yes, and to the eye external, as
proper and as good a house of business
as any you shall name. Its vitals were
going—were gone, before the smallest
indications of mischief appeared upon
the surface. Life must have been
well nourished to maintain itself so
long. And was it not? Answer, thou
kind physician, gentle Margaret! Answer,
thou balm and life's elixir—Margaret's
gold!
Eight weary years have passed, and
we have reached a miserable day in
the month of November. The wind
is howling, and the rain is pelting
against the parlour windows of the
Banking-house, whose blinds are
drawn close down. The partners are
all assembled. Michael, whose hair is
as grey as his father's on the day of
his death, and whom care and misery
have made haggard and old, sits at a
table, with a heap of papers before
him, and a pen in his hand—engaged,
as it appears, in casting up accounts.
Mr Bellamy, who looks remarkably
well—very glossy and very fat—sits
at the table likewise, perusing leisurely
the county newspapers through golden
eyeglasses. He holds them with the
air of a gentleman, comfortable and at
ease in all respects, mentally and bodily.
Augustus Theodore swings on
a chair before the fire, which he keeps
at work for his own especial consolation.
His feet stretch along the fender—his
amusement is the poker. He
has grown insufferably vain, is dressed
many degrees above the highest fashionable
point, and looks a dissipated,
hopeless blackguard. Planner, very
subdued, very pale, and therefore very
unlike himself, stands behind the chair
of Allcraft; and ever and anon he casts
a rueful glance over the shoulder of
his friend, upon the papers which his
friend is busy with. No one speaks.
At intervals Mr Bellamy coughs extensively
and loudly, just to show his
dignity and independence, and to assure
the company that his conscience
is very tranquil on the occasion—that
his firm "withers are unwrung;" and
Mr Brammel struggles like an ill-taught
bullfinch, to produce a whistle,
and fails in the attempt. With these
exceptions, we have a silent room. A
quarter of an hour passes. Michael
finishes his work. He spends one
moment in reflection, and then he
speaks:—
"Now, gentlemen," he begins with
a deep sigh, that seems to carry from
his heart a load of care—"Now, if
you please"—
The paper and the poker are abandoned,
chairs are drawn towards the
baize-covered table. The partners sit
and look at one another, face to face.
"Gentlemen," said Michael, at first
slowly and seriously, and in a tone
which none might hear beyond their
walls—"you do not, I am sure, require
me to advert to all the causes
which have rendered this meeting necessary.
I have no desire to use reproaches,
and I shall refer as little as
I may to the past. I ask you all to do
me justice. Have I not laboured like
a slave for the common good? Have
I not toiled in order to avoid the evil
hour that has come upon us? Have I
not given every thing—have I not
robbed another in order to prop up our
house and keep its name from infamy?"
"Be calm, be calm," interposed Mr
Bellamy gently, remarking that Allcraft
slightly raised his voice at the
concluding words.
"Calm! calm, Mr Bellamy!" exclaimed
the unhappy speaker, renouncing
without hesitation all attempts at
the suaviter in modo, and yet fearful of
showing his indignation and of being
overheard—"Calm! It is well for you
to talk so. Had I been less calm, less
easy; had I done my duty—had I
been determined seven years ago,
this cruel day would never have arrived.
You are my witness that it
never would."
Mr Bellamy rose with much formality
from his seat.
"Gentlemen," he said, "I cannot
submit to dark and plebeian innuendoes.
I have come here to-day, at
great personal inconvenience, and I am
prepared to listen respectfully to any
thing which Mr Allcraft thinks it his
duty to bring before us. But I must have
you remember that a gentleman and a
man of honour cannot brook an insult."
"I ask your pardon, sir," added
Allcraft, in a tone of bitterness—"I
meant no insult. Pray be seated. I
have the honour to present you with
a statement of our affairs. We have
claims upon us, amounting to several
thousand pounds, which must be met
within a week. A third of the sum
required will not be at our command.
How is it to be obtained? and, if obtained,
how is it to repair the inroads
which, year after year, have been
made upon the house, and how secure
it from further spoliation? It is useless
and absurd to hide from ourselves
any longer the glaring fact that we are
on the actual verge of bankruptcy."
"Well! I have had nothing to do
with that. You can't say it's me,"
ejaculated Mr Brammel. "You have
had the management in your own
hands, and so you have nobody but
yourself to thank for it. I thought
from the beginning how the concern
would turn out!"
"Your share, sir, in furthering the
interests of the bank we will speak of
shortly," said Michael, turning to the
speaker with contempt. "We have
little time for recrimination now."
"As for recrimination, Mr Allcraft,"
interposed Mr Bellamy, "I must be
allowed to say, that you betray a very
improper spirit in this business—very—very. You are far from being temperate."
"Temperate!"
"Yes; I said so."
"Mr Bellamy," said Allcraft, bursting
with rage, "I have been your
partner for eight years. I have not
for a moment deserted my post, or
slackened in my duty. I have given
my strength, my health, my peace of
mind, to the house. I have drawn
less than your clerk from its resources;
but I have added to them, wrongfully,
cruelly, and unpardonably, from means
not my own, which, in common honesty,
I ought never to have touched—which"—
"Really, really, Mr Allcraft," said
Bellamy, interrupting him, "you have
told us every word of this before."
"Wait, sir," continued the other.
"I am intemperate, and you shall have
my excuse for being so. You, Mr
Bellamy, have never devoted one moment
of your life to the interests of
the house; no, not a moment. You
have, year after year, without the
slightest hesitation or remorse, sucked
its life-blood from it. You have borrowed,
as these accounts will show,
thousands of pounds, and paid them
back with promises and words. You
engaged to produce your fair proportion
of capital; you have given nothing.
You made grand professions
of adding strength and stability to the
firm; you have been its stumbling-block
and hinderance."
"Mr Allcraft," said Bellamy coolly,
"you are still a very young man."
"Have I told the truth?"
"Pshaw, man! Speak to the point.
Speak to the point, sir. We have
heavy payments due next week. Are
we prepared to meet them?"
"No—nor shall we be."
"That's unfortunate," added Mr
Bellamy, very quietly. "You are
sure of that? You cannot help us—with
another loan, for instance?"
Michael answered, with determination—"No."
"Very well. No violence, Mr Allcraft,
pray. Such being the case, I
shall decline, at present, giving any
answer to the unjust, inhuman observations
which you have made upon
my conduct. Painful as it is to pass
this barbarous treatment over for the
present, still my own private affairs
shall be as nothing in comparison with
the general good. This provided for,
I will protect myself from future
insult, depend upon it. You are
wrong, Mr Allcraft—very wrong. You
shall acknowledge it. You will be
sorry for the expressions which you
have cast upon a gentleman, your senior
in years, and [here a very loud
cough] let me add—in social station.
Now, sir, let me beg a word or two in
private."
It was very unfortunate that the
whole establishment stood in unaffected
awe of the redoubted Mr Bellamy.
Allcraft, notwithstanding his knowledge
of the man, and his previous attack
upon his character, was not, at
this moment, free from the fascination;
and at the eleventh hour he found it
difficult to withdraw entirely his confidence
in Mr Bellamy's ultimate desire
and capability to deal honorably
and justly by him. Much of the Mogul's
power was unquestionably derived
from his massive physique; but
his chief excellence lay in that peculiar
off-hand, patronizing, take-it-for-granted
air, which he made it a point
to assume towards every individual
with whom he came in contact. He
had scarcely requested a few minutes'
private conversation with Allcraft, before
Planner and Brammel jumped
involuntarily from their seats, as if in
obedience to a word of command, and
edged towards the door.
"If you please," continued Mr
Bellamy, nodding to them very graciously;
and they departed. In the
course of ten minutes they were recalled
by the autocrat himself. The
gentlemen resumed their seats, and
this time, Mr Bellamy addressed them.
"You see, my dear sirs," he began
with, for him, peculiar gentleness,
"it is absolutely necessary to provide
against the immediate exigency, and
to postpone all discussion on the past,
until this is met, and satisfactorily disposed
of."
"Certainly!" said Augustus Brammel,
who, for his part, never wished
to talk or think about the past again.
"Certainly. Hear, hear! I agree to
that"——
"I knew you would, dear Mr
Brammel—a gentleman of your discretion
would not fail to do so."
Augustus looked up at Mr Bellamy
to find if he were jeering him; but he
saw no reason to believe it.
"Such being the case," continued
the worthy speaker; "it behoves us
now to look about for some assistance.
Our friend, Mr Allcraft, I am sorry
to say, does not feel disposed to help
us once more through the pressure. I
am very sorry to say so. Perhaps he
will think better of it, (Allcraft shook
his head.) Ah; just so. He desponds
a little now. He takes the dark side
of things. For my own part, I prefer
the bright. He believes, as you
have heard, that we are on the verge
of bankruptcy. Upon my honour as a
gentleman, I really can believe in no
such thing. There is a general gloom
over the mercantile world; it will break
off in time; and we, with the rest of
mankind, shall pass into the sunshine."
"Hear, hear!" exclaimed Augustus
Brammel; "that's the way to look at
things!"
"Taking it for granted, then—which,
positively, I an not inclined to do;
for really, Mr Allcraft, it is against
your interest not to help us in this
emergency—but, however, taking it,
I say, for granted, that our friend here
will not succour us—it appears to me,
that only one legitimate course is open
to us. If we are refused at home, let
us apply for aid as near our home as
possible. There are our London
friends"—
"Ah, yes, to be sure—so there
are," cried Theodore Augustus.
"We surely cannot hesitate to apply
to them. Our name stands—and
deservedly so—very high. They will
be glad to accommodate us with a
temporary loan. We will avail ourselves
of it—say for three months.
That will give us time to turn about
us, and to prepare ourselves against
similar unpleasant casualties. See
what we want, Mr Allcraft: let the
sum be raised in London without delay,
and let us look forward with the
hearts of men."
"Capital, capital," continued Brammel;
"I second that motion."
"Thank you, sir," said Mr Bellamy,
with a gracious smile. "There remains
then to consider only who shall
be the favoured individual deputed to
this important business. One of us
must certainly go to London, and I do
think it due to our youngest member,
Brammel, to concede to him the
honour of representing us in the metropolis.
No offence will, I trust, be
taken by our other friends, and I hope
that in my zeal for Mr Brammel, I
shall not be suspected of betraying
an undue preference."
Mr Bellamy turned towards Augustus
Theodore with an almost affectionate
expression of countenance, as
he spoke these words; but perceived,
to his mortification, that the latter, instead
of being pleasantly affected by
his address, wriggled in his chair most
impatiently, and assumed the complexion
and aspect of a man with
whom something has suddenly and
violently disagreed.
"No—no—no!" he bellowed out,
as soon as he could; "none of that
soft-soap, Mr Bellamy; make up your
mind at once—I sha'n't go. I can't
borrow money. I do not know how
to do it. I don't want the honour,
thank you. It's very good of you,
and I am much obliged to you—that's
a fact. But you'll look out for some
body else, if you please. I beg to say
I decline—pos"—
Mr Bellamy cast upon Theodore one
of his natural and annihilating glances,
and said deliberately,
"Mr Brammel, for the first time in
your life you are honoured by being
made a useful individual. You are to
go to London.—Go you shall"—
"Go, I sha'n't," answered Brammel,
in his accustomed easy style and
manner.
"Very well. You are aware, Mr
Brammel, that your respected parent
has yet to be made acquainted with
sundry lively doings of your own,
which you would rather, I believe,
keep from his ears at present; you likewise
are aware that if any thing happens
to the serious injury of the bank
through your imprudence—your inheritance
from that respected parent
would be dearly purchased for a shilling.
I shall be sorry to hurt your
feelings, or your pocket. I have no
wish to do it; but depend upon me,
sir, your father shall be a wiser man
to-night, if you are obstinate and disobedient."
"I can't borrow money—I can't—I
don't know how to do it," said Brammel
peevishly.
"And who reproaches you for your
inability, my dear sir," said Bellamy
coaxingly. "No one, I am sure. You
shall be taught. Every thing shall be
made easy and agreeable. You will
carry your credentials from the house,
and your simple task shall be beforehand
well explained to you."
"I am not used to it."
"And you never will be, Mr Brammel,
if you don't begin to practise.
Come, I am sure you don't wish me
to see your father to-day. I am certain
you are not anxious to part with
your patrimony. You are too sensible
a man. Pray let us have no delay,
Mr Allcraft. See what we want. Mr
Brammel will go to London to-morrow.
We must take time by the forelock.
Let us meet these heavy payments,
and then we can think, and
breathe, and talk. Till then it is idle
to wrangle, and to lose one's temper.
Very well: then there's little more, I
imagine, to be done at present."
Augustus Theodore still opposed his
nomination, like an irritable child;
but a fly kicking against a stone wall,
was as likely to move it, as Brammel
to break down the resolution of such
a personage as Mr Bellamy. After an
hour's insane remonstrance, he gave
in to his own alarm, rather than to
the persuasion of his partner. He was
fearfully in debt; his only hope of
getting out of it rested in the speedy
decease of his unfortunate parent,
whom he had not seen for months, and
who, he had reason to believe, had
vowed to make him pay with his
whole fortune for any calamity that
might happen to the bank through his
misconduct or extravagance. It was
not from the lips of Mr Bellamy that
he heard this threat for the first time.
What he should do, if it were carried
out, heaven only knows. He consented
to go to London on this disgusting
mission, and he could have
bitten his tongue out for speaking his
acquiescence, so enraged was he with
himself, and all the world, at his defeat.
He did not affect to conceal his
anger; and yet, strange to say, it was
not visible to Mr Bellamy. On the
contrary, he thanked Mr Brammel for
the cheerful and excellent spirit in
which he had met his partners' wishes,
and expressed himself delighted at
the opportunity which now presented
itself for introducing their young friend
to life. Then, turning to Michael Allcraft,
he begged him to prepare their
deputation for his work immediately,
and to place no obstacle in the way of
his departure. Then he moved the
adjournment of the meeting until the
return of Mr Brammel; and then he
finished by inviting all his partners to
dine with him at the hall that day,
and to join him in drinking success
and happiness to their young adventurer.
The invitation was accepted;
and Mr. Bellamy's grand carriage drew
up immediately with splash and clatter
to the door.
Augustus Brammel hated his partners
with all his heart and soul. He
had never been very fond of them, but
the result of this interview gave an
activity and a form to feelings which
it required only sufficient occasion to
bring into play. Notwithstanding the
polite tone which Mr Bellamy had cunningly
adopted in placing his mission
before him, even he, the ignorant and
obtuse Brammel, could not fail to see
that he had been made the tool, the
cat's-paw in a business from which his
partners shrank. Now, had the young
man been as full of courage as he was
of vulgar conceit, he might, I verily
believe, have turned his hatred, and
his knowledge of affairs, to very good
account. Lacking the spirit of the
smallest animal that crawls, he was
content to eject his odious malice in
oaths and execrations, and to submit
to his beating after all. No sooner
was the meeting at an end, than he
left the Banking-house, and turned
his steps towards home. He had become—as
it was very natural he should—a
brute of a husband, and the terror
of his helpless household. He remembered,
all at once, that he had
been deeply aggrieved in the morning
by Mrs Brammel; that as many as
two of his shirt buttons had given way
whilst he was in the act of dressing,
and unable to contain himself after the
treatment of Mr Bellamy, he resolved
forthwith to have his vengeance out
upon his wife. But he had not walked
a hundred yards, before his rancour
and fury increased to such a height,
that he was compelled to pull up short
in the street, and to vow, with a horrible
oath, that he would see all his
partners roasting in the warmest place
that he could think of, before he'd
move one inch to save their souls from
rotting. So, instead of proceeding
homeward, he turned back again, with
a view to make this statement; but
before he could reach the Banking-house,
a wiser thought entered his
head, and induced him to retrace his
steps. "He would go," he said, "to
his father; and lay his complaint there.
He would impeach all his partners,
acknowledge his errors, and promise
once more to reform. His father,
easy old fool, would believe him, forgive
him, and do any thing else, in his
joy." It was certainly a bright idea—but,
alas! his debts were so very
extensive. Bellamy's threatening look
rose before him, and made them appear
even larger and more terrible
than they were. What if his father
insisted upon his going to London,
and doing any other dirty work which
these fellows chose to put upon him?
Bellamy, he was sure, could make the
old man do any thing. No, it wouldn't
do. He stamped his foot to the ground
in vexation, and recurred to his original
determination. It was all he
could do. He must go to London, and
take what indemnification he might in
the domestic circle previously to starting.
And the miserable man did have
his revenge, and did go to London.
He was empowered to borrow twenty
thousand pounds from the London
house, and he was furnished by Michael
Allcraft with particulars explanatory
of his commission. And he
walked into Lombard Street with the
feelings of a culprit walking up the
scaffold to his execution. His pitiful
heart deserted him at the very instant
when he most needed its support. He
passed and repassed the large door of
the establishment, which he saw opened
and shut a hundred tines in a minute,
by individuals, whose self-collectedness
and independence, he would
have given half his fortune to possess.
He tried, time after time, to summon
courage for his entry, and, as he afterwards
expressed it, a ball rose in his
throat—just as he got one foot upon
the step—large enough to choke him.
Impudent and reckless us he had been
all his life, he was now more timid and
nervous than an hysterical girl. Oh,
what should he do! First, he thought
of going to a neighbouring hotel, and
writing at once to Allcraft; swearing
that he was very ill, that he couldn't
move, and was utterly unable to perform
his duties. If he went to bed,
and sent for a doctor, surely Allcraft
would believe him; and in pity would
come up and do the business. He
dwelt upon this contrivance, until it
seemed too complicated for success.
Would it not be more advisable to write
to the London house itself, and explain
the object of his coming up?
But if he could write, why couldn't he
call? They would certainly ask that
question, and perhaps refuse the loan.
Oh, what was he to do! He could
hit upon no plan, and he couldn't
muster confidence to turn in. The
porter of the firm mercifully interposed
to rescue Mr Brammel from his
dilemma. That functionary had watched
the stranger shuffling to and fro
in great anxiety and doubt, and at
length he deemed it proper to enquire
whether the gentleman was looking
for the doorway of the house of Messrs —— and ——, or not. Augustus,
frightened, answered yes at random,
and in another instant found himself in what he called
"THE SWEATING ROOM of the awfullest
house of business he had ever seen in
all his life." It was a large square
apartment, very lofty and very naked-looking.
There was an iron chest, and two shelves
filled with giant books; and there was
nothing else in the room but a stillness,
and a mouldiness of smell, that hung
upon his spirits like pounds of lead,
dragging them down, and freezing
them. Yet, cold as were his spirits,
the perspiration that oozed from the
pores of his skin was profuse and
steady during the quarter of an hour
that elapsed whilst he waited for the
arrival of the worthy principal. During
those memorable fifteen minutes—the
most unpleasant of his life—Augustus,
for two seconds together,
could neither sit, stand nor walk with
comfort. He knew nothing of the
affairs of his house; he was not in a
condition to answer the most trivial
business question; he had heard that
his firm was on the eve of bankruptcy,
(and, judging from the part he had
taken in its affairs, he could easily
believe it;) he felt that his partners
had thrown the odium of the present
application upon him, not having courage
to take it upon themselves; and
he had an indistinct apprehension that
this very act of borrowing money
would lead to transportation or the
gallows, should the business go to
rack and ruin, as he could see it
shortly would. All these considerations
went far to stultify the otherwise
weak and feeble Mr Brammel; when,
in addition, he endeavoured to arrange
in his mind the terms on which he
would request the favour of a temporary
loan of only (!) twenty thousand
pounds, a sensation of nausea completely
overpowered him, and the
table, the chairs, the iron chest, swam
round him like so many ships at sea.
To recover from his sickness, and to
curse the banking-house, every member
of the same, and his own respectable
parent for linking him to it, was
one and the same exertion. To the
infinite astonishment of Augustus Theodore,
the acquisition of these twenty
thousand pounds proved the most
amusing and easiest transaction of his
life. Mr Cutbill, the managing partner
of the London house, received
him with profound respect and pleasure.
He listened most attentively to
the stammering request, and put the
deputation at his ease at once, by
expressing his readiness to comply
with Mr Allcraft's wishes, provided a
note of hand, signed by all the partners,
and payable in three months,
was given as security for the sum
required. Augustus wrote word home
to that effect; the note of hand arrived—the
twenty thousand pounds were
paid—the dreaded business was transacted
with half the trouble that it
generally cost Augustus Theodore to
effect the purchase of a pair of gloves.
Mr Bellamy remained at the hall
just one week after the receipt of the
cash, and then was carried to the
north by pressing business. Before
he started he complimented Allcraft
upon their success, trusted that they
should now go smoothly on, promised
to return at the very earliest moment,
and gave directions on his route by
which all letters of importance might
safely reach him. And Allcraft, relieved
for a brief season, indefatigable
as ever, strained every nerve and
muscle to sustain his credit and increase
his gains. As heretofore, he
denied himself all diversion and
amusement. The first at the bank,
the last to leave it, he had his eye for
ever on its doings. Visible at all
times to the world, and most conspicuous
there where the world was
pleased to find him, he maintained his
reputation as a thorough man of business,
and held, with hooks of steel, a
confidence as necessary to existence
as the vital air around him. To lose
a breath of the public approbation in
his present state, were to give up
fatally the only stay on which he
rested. Wonderful that, as the prospects
of the man grew darker, his
courage strengthened, his spirit roused,
his industry increased! And a bitter
reflection was it, that reward still came
to him—still a fair return for time and
strength expended. He could not
complain of the neglect of mankind,
or of the ingratitude of those he served.
In the legitimate transactions of the
house, he was a prosperous and a prospering
man. Such, to the outer world,
did he appear in all respects, and such
he would have been but for the hidden
and internal sores already past cure or
reparation. Who had brought them
there? Michael did not ask the question—yet.
Never did three months
pass away so rapidly as those which
came between the day of borrowing
and the day of paying back those
twenty thousand pounds. The moment
the money had arrived, Michael's
previous anxieties fled from his bosom,
and left him as happy as a boy without
a care. It came like a respite
from death. Sanguine to the last, he
congratulated himself upon the overthrow
of his temporary difficulties, and
relied upon the upturning of some
means of payment, on the arrival of
the distant day. But distant as it
looked at first, it crept nearer and
nearer, until at the end of two months,
when—as he saw no possibility of relieving
himself from the engagement—it
appeared close upon him, haunting
him morning, noon, and night, wheresoever
he might be, and sickening him
with its terrible and desperate aspect.
When there wanted only a week to
the fatal day, Michael's hope of meeting
the note of hand was slighter than
ever. He became irritable, distressed,
and anxious—struggled hard to get
the needful sum together, struggled
and strove; but failed. Hours and
minutes were now of vital consequence;
and, in a rash and unprotected
moment, he permitted himself
to write a letter to the London house,
begging them, as a particular favour,
just for one week to retire the bill they
held against him. The London house
civilly complied with the request, and
five days of that last and dreary week
swept by, leaving poor Allcraft as ill
prepared for payment as they had
found him. What could he do? At
length the gulf had opened—was
yawning—to receive him. How should
he escape it?
Heaven, in its infinite mercy, has
vouchsafed to men angels to guide
and cheer them on their difficult and
thorny paths. Could Michael suffer,
and Margaret not sympathize? Could
he have a sorrow which she might
chase away, and, having the power,
lack the heart to do it? Impossible!
Oh! hear her in her impassioned supplications;
hear her at midnight, in
their disturbed and sleepless bedchamber,
whilst the doomed man sits at her
side in agony, clasps his face, and
buries it within his hand for shame
and disappointment.
"Michael, do not break my heart.
Take, dearest, all that I possess; but,
I entreat you, let me see you cheerful.
Do not take this thing to heart. Whatever
may be your trouble, confide it,
love, to me. I will try to kill it!"
"No, no, no," answered Allcraft
wildly; "it must not be—it shall not
be, dear Margaret. You shall be imposed
upon no longer. You shall not
be robbed. I am a villain!"
"Do not say so, Michael. You are
kind and good; but this cruel business
has worn you out. Leave it, I implore
you, if you can, and let us live
in peace."
"Margaret, it is impossible. Do
not flatter yourself or me with the
vain hope of extrication. Release will
never come. I am bound to it for
my life; it will take longer than a life
to effect deliverance. You know not
my calamities."
"But I will know them, Michael,
and share them with you, if they must
be borne. I am your wife, and have
a right to this. Trust me, Michael,
and do not kill me with suspense.
What is this new affliction? Whatsoever
it may be, it is fitting that I
should know it—yes, will know it,
dearest, or I am not worthy to lie beside
you there. Tell me, love, how is
it that for these many days you have
looked so sad, and sighed, and frowned
upon me. I am conscious of no
fault. Have I done amiss? Say so,
and I will speedily repair the fault?"
Michael pressed his Margaret to his
heart, and kissed her fondly.
"Why, oh why, my Margaret, did
you link your fate with mine?"
"Why, having done so, Michael,
do you not love and trust me?"
"Love?"
"Yes—love! Say what you will,
you do not love me, if you hide your
griefs from me. We are one. Let us
be truly so. One in our joys and in
our sufferings."
"Dearest Margaret, why should I
distress you? Why should I call upon
you for assistance? Why drag your
substance from you?—why prey upon
you until you have parted with your
all? I have taken too much already."
"Answer me one simple question,
Michael. Can money buy away this
present sorrow? Can it bring to you
contentment and repose? Can it restore
to me the smile which is my
own? Oh, if it can, be merciful and
kind; take freely what is needful, and
let me purchase back my blessings!"
"Margaret, you deserve a better
fate!"
"Name the sum, dear. Is it my
fortune? Not more? Then never
were peace of mind and woman's happiness
so cheaply bought. Take it,
Michael, and let us thank Heaven that
it is enough. My fortune never gave
me so much joy as now. I do not
remember, Michael, that you have
ever refused my smallest wish. It
is not in your nature to be unkind.
Come, dearest, smile a little. We
have made the bargain—be generous,
and pay me in advance."
He smiled and wept in gratitude.
Now Michael retired to rest, determined
not to take advantage of the
generous impulses of his confiding
wife; yet, although he did so, it could
not but be very satisfactory to his
marital feelings to discover, and to be
assured of the existence of, such devotedness
and disregard of self and
fortune as she displayed. Indeed,
he was very much tranquillized and
comforted; so much so, in fact, that
he was enabled, towards morning, to
wake up in a condition to review his
affairs with great serenity of mind,
and (notwithstanding his determination)
to contrive some mode of turning
the virtuous magnanimity of his
wife to good account, without inflicting
any injury upon herself. Surely
if he could do this, he was bound to
act. To save himself by her help, and,
at the same time, without injuring her
at all, was a very defensible step, to
say the least of it. Who should say
it wasn't his absolute duty to adopt
it? Whatever repugnance he might
have felt in asking a further loan from
one who had already helped him beyond
his expectations, it was certainly
very much diminished since she had
offered to yield to him, without reserve,
every farthing that she possessed.
Not that he would ever suffer
her to do any thing so wild and inexcusable;
still, after such an expression
of her wishes, he was at liberty
to ask her aid, provided always that
he could secure her from any loss or
risk. When Michael got thus far in
his proposition, it was not very difficult
to work it to the end. Once
satisfied that it was just and honourable,
and it was comparatively child's
work to arrange the modus operandi.
A common trick occurred to him. In
former transactions with his wife, he
had pledged his word of honour to
repay her. It had become a stale
pledge, and very worthless, as Michael
felt. What if he put his life in pawn!
Ah, capital idea! This would secure
to her every farthing of her debt.
Dear me, how very easy! He had
but to insure his life for the amount
he wanted, and let what would happen,
she was safe. His spirit rejoiced.
Oh, it was joy to think that she could
save him from perdition, and yet not
suffer a farthing's loss. Loss! So
far from this, his ready mind already
calculated how she might be a gainer
by the arrangement. He was yet
young. Let him insure his life at present
for twenty thousand pounds, and
how much more would it be worth—say
that he lived for twenty years to
come? He explained it to his lady—to
his own perfect satisfaction. The
willing Margaret required no more.
He could not ask as freely as the
woman's boundless love could grant.
He, with all his reasoning, could not
persuade his conscience to pronounce
the dealing just. She, with her beating
heart for her sole argument and
guide, looked for no motive save her
strong affection—no end but her beloved's
happiness and peace. Woe is
me, the twenty thousand pounds were
griped—the precious life of Mr Allcraft
was insured—the London house was
satisfied. A very few weeks flew over
the head of the needy man, before he
was reduced to the same pitiable
straits. Money was again required
to carry the reeling firm through unexpected
difficulties. Brammel was
again dispatched to London. The
commissioner, grown bolder by his
first success, was ill prepared for hesitation
and reproof, and awkward references
to "that last affair." Ten
thousand pounds were the most they
could advance, and all transactions of
the kind must close with this, if there
should be any deviation from the
strictest punctuality. Brammel attempted
to apologise, and failed in the
attempt, of course. He came home
disgusted, shortening his journey by
swearing over half the distance, and
promising his partners his cordial forgiveness,
if ever they persuaded him
again to go to London on a begging
expedition!
Oh, Margaret! Margaret! Oh,
spirit of the mild and gentle Mildred!
Must I add, that your good money
paid this second loan—and yet a third—a
fourth—a fifth? When shall fond
woman cease to give—when shall
mean and sordid man be satisfied with
something less than all she has to
grant?
The most remarkable circumstance
in that meeting of the partners, which
ended in Brammel's first visit to London,
was the behaviour of our very
dear friend and ally—the volatile
Planner—volatile, alas! no longer.
His best friend would not have recognized
him on that deeply interesting
occasion. He was a subdued, a shaken
man. Every drop of his brave spirit
had been squeezed out of him, and he
stood the mere pulp and rind of his
former self. He who, for years, had
been accustomed to look at men, not
only in the face, but very impertinently
over their heads, could not drag
his shambling vision now higher than
men's shoe-strings. His eye, his
heart, his soul was on the ground.
He was disappointed, crushed. Not
a syllable did he utter; not a single
word of remonstrance and advice did
he presume to offer in the presence of
his associates. He had a sense of
guilt, and men so situated are sometimes
tongue-tied. He had, in truth,
a great deal to answer for, and enough
to make a livelier man than he dissatisfied and
wretched. Every farthing
which had passed from the bank
to the Pantamorphica Association was
irrecoverably gone. The Association
itself was in the same condition—gone
irrecoverably likewise. Nothing remained
of that once beautiful and promising
vision, but some hundred acres
of valueless land, a half-finished and
straggling brick wall, falling rapidly
to decay, the foundations of a theatre,
and the rudiments of a temple dedicated
to Apollo. Planner had gazed
upon the scene once, when dismal rain
was pouring down upon the ruins, and
he burst into bitter tears, and sobbed
like a child at the annihilation of his
hopes. He had not courage to look a
second time upon that desolation, and
yet he found courage to turn away
from it, and to do a thing more
desperate. Ashamed to be beaten, afraid
to meet the just rebuke of Allcraft, he
flung himself recklessly into the hands
of a small band of needy speculators,
and secretly engaged in schemes that
promised restitution of the wealth he
had expended, or make his ruin perfect
and complete. One adventure
after another failed, cutting the thread
of his career shorter every instant,
and rendering him more hot-brained
and impatient. He doubled and trebled
his risks, and did the like, as
may be guessed, to his anxieties and
failures. He lived in a perpetual fear
and danger of discovery; and discovery
now was but another name, for
poison—prison—death. Here was
enough, and more than enough, to extinguish
every spark of joy in the
bosom of Mr Planner, and to account
for his despondency and settled gloom.
And yet Planner, in this, his darkest
hour, was nearer to deliverance and
perfect peace, than at any previous
period of his history. Planner was
essentially "a lucky dog." Had he
fallen from a house-top, he would
have reached terra firma on his feet.
Had he been conducted to the gallows,
according to his desserts, the noose
would have slipped, and his life would
certainly have been spared.
It happened, that whilst Michael
was immersed in the management of
his loans, a hint was forwarded to
him of the pranks of his partner; a
letter, written by an anonymous hand,
revealed his losses in one transaction,
amounting to many hundred pounds.
The news came like a thunderbolt to
Allcraft. It was a death-blow. Iniquitous,
unpardonable as were the
acts of his colleague—serious as was
the actual sum of money gone; yet
these were as nothing compared with
the distressing fact, that intelligence
of the evil work had already gone
abroad, was in circulation, and might
at any moment put a violent end to
his own unsteady course. He carried
the note to Planner—he thrust it into
his face, and called him to account for
his baseness and ingratitude. He
could have struck his friend and partner
to the earth, and trod him there
to death, as he confronted and upbraided
him.
"Now, sir," roared Allcraft in his
fury—"What excuse—what lie have
you at your tongue's end to palliate
this? What can justify this? Will
you never be satisfied until you have
rendered me the same hopeless, helpless
creature that I found you, when
I dragged you from your beggaring.§
Answer me!"—
There is nothing like a plaintive
retort when your case is utterly indefensible.
Planner looked at the letter,
read it—then turned his eyes
mildly and reproachfully upon his
accuser.
"Michael Allcraft," he said affectingly,
"you treat me cruelly."
"I!" answered the other astounded.
"I treat you! Planner, I intrusted
you years ago with a secret. I paid
you well for keeping it. Could I
dream that nothing would satisfy your
rapacity but my destruction? Could
I suppose it? I have fed your ravenous
desires. I have submitted to
your encroachments. Do you ask my
soul as well as body? Let me know
what it is you ask—what I have to
pay—let me hear the worst, and—prepare
for all my punishment."
"I have listened to all you have
said," continued Planner, "and I
consider myself an ill-used man."
Michael stared.
"Yes—I mean it. I have worked
like a negro for you Allcraft, and this
is the return you make me. I get
your drift; do not attempt to disguise
it—it is cruel—most, most cruel!
"What do you mean?"
"Have I not always promised to
share my gains with you?"
"Pshaw—your gains—where are
they?"
"That's nothing to the point. Did
I not promise?"
"Well—well."
"And now, after all my labour and
struggling, because I have failed, you
wish to turn me off, and throw me to
the world. Now, speak the truth,
man—is it not so?"
Oh! Planner was a cunning creature,
and so was Michael Allcraft.
Mark them both! This idea, which
Planner deemed too good to be seriously
entertained by his colleague,
had never once occurred to Michael;
but it seemed so promising, and so
likely, if followed up, to relieve him
effectually of his greatest plague, and
of any floating ill report, that he found
no hesitation in adopting it at once.
He did not answer, but he tried to
look as if his partner had exactly
guessed his actual intention. Such §*
gentlemen both!
"I thought so," continued the injured
Planner. "Michael, you do
not know me. You do not understand
my character. I am a child to
persuade, but a rock if you attempt to
force me. I shall not desert the bank,
whilst there is a chance of paying back
all that we have drawn."
"We, sir?"
"Yes—we. You and I together
for our schemes, and you alone for
private purposes. You recollect your
father's debts"—
"Planner, do not think to threaten
me into further compromise. You
can frighten me no longer—be sure
of that. Your transactions are the
common talk of the city—the bank
is stigmatized by its connexion with
you."
"Curse the bank!" said Planner
fretfully. "Would to Heaven I had
never heard of it!"
"Leave it then, and rid yourself of
the annoyance. You are free to do
it!"
"What! and leave behind me every
chance of realizing a competency for
my old age! Oh, Michael, Michael—shame, shame!"
"Competency! Are you serious?
Are you sane? Competency! Why,
the labour of your life will not make
good a tithe of what you have squandered."
"Come, come, Michael, you know
better. You know well enough that
one lucky turn would set us up at last.
Speak like a man. Say that you want
to grasp all—that you are tired of me—that
you are sick of the old face,
and wish to see my back. Put the
thing in its proper light, and you shall
not find me hard to deal with."
"Planner, you are deceived. Your
mind is full of fancy and delusion,
and that has been your curse and
mine."
"Very well. Have your way;
but look you, Michael, you are anxious
to get rid of me—there's no denying
that. There is no reason why we
should quarrel on that account. I
would sacrifice my prospects, were
they double what they are, rather
than beg you to retain me. I did not
ask for a share in your bank. You
sought me, and I came at your request.
Blot out the past. Release
me from the debt that stands against
my name, and I am gone. As I came
at your bidding, so, at your bidding,
I am ready to depart."
"Agreed," said Allcraft, almost before
the wily Planner finished. "It
is done. I consent to your proposal.
A dissolution shall be drawn up without
delay, and shall be published in
the next gazette."
"And publish with it," said Planner,
like a martyr as he was, "the
fate of him who gave up all to his own
high sense of honour, and his friend's
ingratitude."
So Planner spake, scarcely crediting
his good fortune, and almost mad
with joy at his deliverance. He had
no rest until the seals were fixed to
parchment, and the warrant of his release
appeared in public print. Within
a week, the fettered man was free.
Within another week, his bounding
spirits came like a spring-tide back to
him, and in less than eight-and-twenty
days of freedom and repose, he recovered
quite as many years of sweet
and precious life. He made quick use
of his wings. At first, like a wild and
liberated bird, he sported and tumbled
in the air, and fixed upon no particular
aim; a thousand captivating objects
soon caught his eagle eye, and
then he mounted, dazzled by them
all, and soon eluded mortal sight and
reach. But, glad as was the schemer,
his delight and sense of freedom were
much inferior to those of his misguided
and unlucky partner. Michael
breathed as a man relieved from nightmare.
The encumbrance which had
for years prevented him from rising,
that had so lately threatened his existence,
was gone, could no longer hang
upon him, haunt and oppress him.
What a deliverance!—Yet, what a
price had he paid for it! True, but
was not the money already sacrificed?
Would it have been restored, had the
luckless speculator himself remained?
Never! Well, fearful then as was the
sum, let it go, taking the incubus
along with it. Allcraft took care to
obtain the consent of Bellamy to his
arrangement. He wrote to him, explaining
the reasons for parting with
their partner; and an answer came
from the landed proprietor, acquiescing
in the plan, but slightly doubting
the propriety of the movement. As
for Brammel, he consented, as he was
ready to agree to any thing but a personal
visit to the great metropolis.
And then, what was Michael's next
step? A proper one—to put out effectually
the few sparks of scandal
which might, possibly, be still flying
about after the discovery of Planner's
scheme. He worked fiercer than ever—harder
than the day-labourer—at his
place of business. It was wise in him
to do so, and thus to draw men's
thoughts from Planner's faults to his
own unquestioned merits. And here
he might have stopped with safety;
but his roused, suspicious, sensitive
nature, would not suffer him. He began
to read, then to doubt and fear
men's looks; to draw conclusions from
their innocent words; to find grounds
of uneasiness and torture in their silence.
A vulgar fellow treated him
with rudeness, and for days he treasured
up the man's words, and repeated
them to himself. What could they
mean? Did people smell a rat? Were
they on the watch? Did they suspect
that he was poor? Ah, that was
it! He saw it—he believed he did—that
was equivalent to sight, and
enough for him. Men did not understand
him. He would not die so
easily—they must be undeceived. Miserable
Allcraft! He speedily removed
from his small cottage—took a
mansion, furnished it magnificently,
and made it a palace in costliness and
hospitality. Ah! was he poor? The
trick answered. The world was not
surprised, but satisfied. There was
but one opinion. He deserved it all,
and more. The only wonder was, that
he had hitherto lived so quietly, rich
as he was, in virtue of his wife's inheritance,
and from his own hard-earned
gains. His increasing business
still enlarged. Customers brought
guests, and, in their turn, the guests
became good customers. It was a
splendid mansion, with its countless
rooms and gorgeous appointments.
What pleasure-grounds—gardens—parks—preserves!
Noble establishment,
with its butler, under-butler,
upper-servant, and my lady's (so the
working people called poor Margaret)
footman! In truth, a palace; but,
alas! although it took a prince's revenue
to maintain it, and although the
lady's purse was draining fast to keep
it and the bank upon its legs, yet was
there not a corner, a nook, a hole in
the building, in which master or mistress
could find an hour's comfort, or
a night's unmingled sleep. As for
the devoted woman, it made very
little difference to her whether she
dwelt in a castle or a hovel, provided
she could see her husband
cheerful, and know that he was happy.
This was all she looked for—cared for—lived
for. He was her life. What
was her money—the dross which mankind
yearned after—but for its use to
him, but for the power it might exercise
amongst men to elevate and ennoble
him? What was her palace but
a dungeon if it rendered her beloved
more miserable than ever, if it added
daily to the troubles he had brought
there—to the cares which had accumulated
on his head from the very hour
she had become his mate?
Michael Allcraft! you never deserved
this woman for your wife; you told
her so many times, and perhaps you
meant what was wrung from your
heart in its anguish. It was the truth.
Why, if not in rank cowardice and
pitiful ambition, entangle yourself in
the perplexities of such a household
with all that heap of woe already on
your soul? Why, when your London
agents refused, in consequence of your
irregularity and neglect, to advance
your further loans—why take a base
advantage of that heroic generosity
that placed its all, unquestioning, at
your command? Why, when you
pretended with so much ceremony and
regard, to effect an insurance on your
worthless life, did you fail to pay up
the policy even for a second year, and
so resign all claim and right to such
assurance, making it null and void?
Let it stand here recorded to your
disgrace, that, in the prosecution of
your views, in the working out of your
insane ambition, no one single thought
of her, who gave her wealth as freely
as ever fount poured forth its liberal
stream, deterred you in your progress
for an instant; that no one glow or
gush of feeling towards the fond and
faithful wife interposed to save her
from the consequences of your selfishness,
and to humble you with shame
for inhumanity as vile as it was undeserved.
It is not surprising, that
after the taking of the great house
the demands upon the property of
Margaret were made without apology
or explanation. He asked, and he
obtained. The refusal of aid, on the
part of the London house, terrified
him when it came, and caused him to
rush, with a natural instinct, to the
quarter whence he had no fear of denial
and complaint. He drew largely
from her resources. The money was
sucked into the whirlpool; there was
a speedy cry for more; and more
was got and sacrificed. It would
have been a miracle had Allcraft, in
the midst of his crushing cares, retained
his early vigour of mind and
body, and passed through ten years of
such an existence without suffering
the penalties usually inflicted upon
the man prodigal of the blessings and
good gifts of Providence. In his appearance,
and in his temperament, he
had undergone a woful change. His
hair—all that remained of it, for the
greater part had fallen away—was
grey; and, thin, weak, and straggling,
dropped upon his wrinkled forehead—wrinkled
with a frown that had taken
root there. His face was sickly, and
never free from the traces of acute
anxiety that was eating at his heart.
His body was emaciated, and, at
times, his hand shook like a drunkard's.
It was even worse with the
spiritual man. He had become irritable,
peevish, and ill-natured; he
had lost, by degrees, every generous
sentiment. As a young man he had
been remarkable for his liberality in
pecuniary matters. He had been
wont to part freely with his money.
Inconsistent as it may seem, notwithstanding
his heavy losses through his
partners, and his fearful expenditure,
he was as greedy of gain as though
he were stinting himself of every farthing,
and secretly hoarding up his
chests of gold. He would haggle in
a bargain for a shilling, and economize
in things beneath a wise man's
notice or consideration. For a few
years, as it has been seen, Allcraft
had denied himself the customary recreations
of a man of business, and
had devoted himself entirely to his
occupation. It was by no means a
favourable indication of his state of
mind, that he derived no satisfaction
at the grand mansion, either alone or
in the mere society of his wife. He
quitted the bank daily at a late hour,
and reached his home just in time for
dinner. That over, he could not sit
or rest—he must be moving. He
could not live in quiet. "Quietness"—it
was his own expression—"stunned
him." He rushed to the theatre,
to balls, concerts, wherever there was
noise, talk, excitement, crowds of people;
wherever there was release from
his own pricking conscience and miserable
thoughts. And then to parties;
of course there was no lack of them,
for their society was in great request,
and every one was eager for an invitation
in return to Eden—such being
the strange misnomer of their magnificent
prison-house. And, oh, rare
entertainments were they which the
suffering pair provided for the cold-hearted
crew that flocked to partake
of their substance! How the poor
creature smiled upon her guests as
they arrived, whilst her wounded
heart bled on! How she sang—exquisitely
always—for their amusement
and nauseous approbation, until her
sweet voice almost failed to crush the
rising tears! How gracefully she led
off the merry dance whilst clogs were
on her spirits, weighing upon every
movement. Extravagant joyousness!
Dearly purchased pleasure! Yes,
dearly purchased, if only with that
half hour of dreadful silence and remorse
that intervened between the
banquet and the chamber—not of
sweet slumber and benevolent repose
but of restlessness and horrid dreams!
Michael was half mad in the midst of
his troubles; and, in truth, they
gathered so thickly and rapidly about
him, that he is to be admired for the
little check which he contrived to keep
over his reason, saving him from absolute
insanity and a lunatic asylum.
Mr Bellamy, although away, made free
with the capital of the bank, and applied
it to his own private uses. Mr
Brammel, senior, after having, for
many years, made good to Allcraft
the losses the latter had sustained
through his son's extravagance, at
length grew tired of the work, and
left the neighbourhood, in disgust, as
Michael thought, but, in sad truth,
with a bruised and broken heart. At
last he had dismissed the long-cherished
hope of the prodigal's reformation,
and with his latest hope departed
every wish to look upon his
hastening decay and fall. He crawled
from the scene—the country; no one
knew his course; not a soul was cognizant
of his intentions, or could guess
his resting-place. Augustus Theodore
did not, in consequence of his father's
absence, draw less furiously upon the
bank! He had never heard of that
father's generosity—how should he
know of it now? And, if he knew it,
was he very likely to profit by the
information? Michael honoured his
drafts for many reasons; two may be
mentioned, founded on hope and fear—the
hope of frightening the unfortunate
Brammel senior into payment
when he met with him again, the
fear of making Brammel junior desperate
by his refusal, and of his divulging
all he knew. Could a man,
not crazy, carry more care upon his
brain? Yes, for demands on account
of Planner poured in, the very instant
that fortunate speculator had taken
his lucky leave of the establishment—demands
for which Michael had rendered
himself liable in law, by the undertaking
which he had drawn up and
signed in his alarm and haste. Oh, why
had he overwhelmed himself with partners—why
had he married—why had
he taken upon himself the responsibility
of his parent's debts—why had he
not explained every thing when he
might have done it with honour and
advantage—why had he not relied
upon his own integrity—and why had
he attempted, with cunning and duplicity,
to overreach his neighbours?
Why, oh why, had he done all this?
When Michael was fairly hemmed in
by his difficulties, and, as it is vulgarly
said, had not a leg to stand
upon, or a hole to creep through, then,
and not till then, did he put these
various questions to himself; and
since it is somewhat singular that so
shrewd a man should have waited
until the last moment to put queries
of such vast importance to himself, I
shall dwell here for one brief moment
on the fact, be it only to remind and
to warn others, equally shrewd and
equally clever, of the mischief they
are doing when they postpone the
consideration of their motives and
acts until motives and acts both have
brought them into a distress, out of
which all their consideration will not
move them an inch. "Why have I
done?" was, is, and ever will be, the
whining interrogative of stricken inability;
"Why am I about to do?" the
provident question of thoughtful, far-seeing
success. Remember that.
I am really afraid to say how much
of poor Margaret's fortune was dragged
from her—how little of it still remained.
It must have been a trifle,
indeed, when Michael, with a solemn
oath, swore that he would not touch
one farthing more, let the consequences
be what they might. Could it be
possible that the whole of her splendid
inheritance had shrunk to so paltry a
sum, that the grasping man had ceased
to think it worth his while to touch
it? or did the dread of beholding the
confiding woman, beggar'd at last, induce
him to leave at her disposal
enough to purchase for her—necessary
bread? Whatever was his motive, he
persisted in his resolution, and to the
end was faithful to his oath. Not
another sixpence did he take from
her. And how much the better was
he for all that he had taken already?
Poor Michael had not time to enquire
and answer the question. He could
not employ his precious moments in
retrospection. He lived from hand to
mouth; struggled every hour to meet
the exigencies of the hour that followed.
He was absorbed in the agitated
present, and dared not look an
inch away from it. Now, thanks to
the efforts of her people, England is a
Christian country; and whenever fortune
goes very hard with a man who
has received all the assistance that
his immediate connexions can afford
him, there is a benevolent brotherhood
at hand, eager to relieve the sufferer's
wants, and to put an end to his anxiety.
This charitable band is known
by the name of Money-lenders—Jewish
money-lenders; so called, no doubt,
in profound humility and self-denial,
displayed in the Christian's wish to
give the honour of the work elsewhere,
reserving to himself the labour and—the
profit. When Michael needed
fresh supplies, he was not long in
gathering a gang of harpies about him.
They kept their victim for a while
well afloat. They permitted their
principal to accumulate in his hands,
whilst they received full half of their
advances back in the form of interest.
So he went on; and how long this
game would have lasted, it is impossible
to say, because it was cut short
in its heighth by a circumstance that
brought the toppling house down, as
it were, with a blow and a run.
When Allcraft, one morning at his
usual hour, presented himself at the
bank, his confidential clerk approached
him with a very serious face, and
placed a newspaper in his hand. Michael
had grown very timid and excitable;
and when the clerk put his
finger on the particular spot to which
he desired to call his superior's attention,
the heart of the nervous man
leapt into his throat, and the blood
rushed from his cheek, as if it were its
duty to go and look after it. He literally
wanted the courage to read the
words. He attempted to smile indifferently,
and to thank his servant as
courteously as if he had given him a
pleasant pinch of snuff; but at the
same time, he pressed his thumb upon
the paragraph, and made his way
straight to his snug and private room.
He was ready to drop when he reached
it, and his heart beat like a hammer
against his ribs. He placed the paper
on the table, and, ere he read a syllable,
he laboured to compose himself.
What could it be? Was the thing
exploded? Was he already the common
talk and laugh of men? Was he
ruined and disgraced? He read at
length—The property and estates of
Walter Bellamy, Esq., were announced
for sale by auction. His first sensation
on perusing the advertisement
was one of overpowering sickness.
Here, then, was his destruction sealed!
Here was the declaration of poverty
trumpeted to the world. Here
was the alarum sounded—here was
his doom proclaimed. Let there be a
run upon the bank—and who could
stop it now?—let it last for four-and-twenty
hours, and he is himself a
bankrupt, an outcast, and a beggar.
The tale was told—the disastrous history
was closed. He had spun his
web—had been his own destiny. God
help and pardon him for his transgressions!
There he sat, unhappy
creature, weeping, and weeping like a
heart-broken boy, sobbing aloud from
the very depths of his soul, frantic
with distress. For a full half hour he
sat there, now clenching his fists in
silent agony, now accusing himself of
crime, now permitting horrible visions
to take possession of his brain, and to
madden it with their terrible and truth-like
glare. He saw himself—whilst
his closed eyes were pressed upon his
paralysed hands—saw himself as palpably
as though he stood before himself,
crawling through the public streets,
an object for men's pity, scorn, and
curses. Now men laughed at him,
pointed to him with their fingers, and
made their children mock and hoot the
penniless insolvent. Labouring
men, with whose small savings he
had played the thief, prayed for maledictions
on his head; and mothers
taught their little ones to hate the
very name he bore, and frightened
them by making use of it. Miserable
pictures, one upon the other, rose before
him—dark judgments, which he
had never dreamed of or anticipated;
and he stood like a stricken coward,
and he yearned for the silence and
concealment of the grave. Ay—the
grave! Delightful haven to pigeon-hearted
malefactors—inconsistent criminals,
who fear the puny look of mortal man, and, unabashed, stalk
beneath the eternal and the killing
frown of God. Michael fixed upon
his remedy, and the delusive opiate
gave him temporary ease; but, in an another
instant, he derived even hope
and consolation from another and altogether
opposite view of things. A
thought suddenly occurred to him, as
thoughts will occur to the tossed and
working mind—how, why, or whence
we know not; and the drowning man,
catching sight of the straw, did not
fail to clutch it. What if, after all,
Mr. Bellamy proposed to sell his property
in favour of the bank!! Very
likely, certainly; and yet Allcraft,
sinking, could believe it possible—yes
possible, and (by a course of happy
reasoning and self-persuasion) not only
so—but true. And if this were Mr.
Bellamy's motive and design, how
cruel had been his own suspicions—how vain and wicked his previous disturbance
and complaints! And why
should it not be? Had he not engaged
to restore the money which he
had borrowed; and had he not given
his word of honour to pay in a large
amount of capital? At the memorable
meeting, had he not promised to
satisfy Allcraft of the justice of his
own proceedings, and the impropriety
of Michael's attack upon his character?
And had not the time arrived
for the redemption of his word, and
the payment of every farthing that
was due from him? Yes; it had arrived—it
had come—it was here. Mr
Bellamy was about to assert his integrity,
and the banking-house was
saved. Michael rose from his chair—wiped
the heavy sweat-drops from his
brow—dried his tears, and gave one
long and grateful sigh for his deliverance
from that state of horror, by
which, for one sad, sickening moment,
he had been bewildered and betrayed.
But, satisfied as he was, and rejoiced
as he pretended to be, it could hardly
be expected that a gentleman possessed
of so lively a temperament as
that enjoyed by Mr. Allcraft would
rest quietly upon his convictions, and
take no steps to strengthen and establish
them. Michael for many days
past had had no direct communication
with his absent partner, and, at the
present moment, he was ignorant of
his movements. He resolved to make
his way at once to the Hall, and to
get what intelligence he could of its
lord and master, from the servants left
in charge of that most noble and encumbered
property. Accordingly he
quitted his apartment, threw a ghastly
smile into his countenance, and
then came quickly upon his clerks,
humming a few cheerful notes, with
about as much spirit and energy as a
man might have if forced to sing a
comic song just before his execution.
Thoroughly persuaded that the officials
had not obtained an inkling of what
had transpired in his sanctum, and
that he left them without a suspicion
of evil upon their minds, he started
upon his errand, and waited not for
breath until he reached his destination.
He arrived at the lodge—he arrived at
the Hall. He rang the loud bell, and
a minute afterwards he learned that
Mr Bellamy was within—had made
his appearance at home late on the
evening before, and, at the present
moment, was enjoying his breakfast.
Michael, for sudden joy and excitement,
was wellnigh thrown from his
equilibrium. Here was confirmation
stronger than ever! Would he have
returned to the estate upon the very
eve of disposing of it, if he had not
intended to deal well and honestly
in the transaction? Would he not
have been ashamed to do it? Would
he have subjected himself to the just
reproaches and upbraidings of his
partner, when, by his absence, he
might so easily have avoided them?
Certainly not. Michael Allcraft, for
a few brief seconds, was a happier
man than he had been for years. His
eyes were hardly free of the tears
which he had shed in the extremity of
his distress, and he was now ready to
weep again in the very exuberance
and wildness of his delight. He presented
his card to the corpulent and
powdered footman; he was announced;
he was ushered in. Walter Bellamy,
Esquire, sitting in state, received
his friend and partner with many
smiles and much urbanity. He was
still at breakfast, and advancing slowly
in the meal, like a gentleman whose
breakfast was his greatest care in life.
Nothing could be more striking than
the air of stately repose visible in the
proprietor himself, and in the specious
and solemn serving-man, who stood
behind him—less a serving-man than
a sublime dumb waiter. Michael was
affected by it, and he approached his
colleague with a rising sentiment of
awe—partly, perhaps, the effect of the
scene—partly the result of natural
apprehension.
"Most glad to see you, my very
good friend," began the master—"most
glad—most happy—pray, be
seated. A lovely morning this! A
plate for Mr. Allcraft."
"Thank you—I have breakfasted," said
Michael, declining the kind offer.
"I had no thought of finding you at
home."
"Ay—a mutual and unexpected
pleasure. Just so. I had no thought
of coming home until I started, and I
arrived here only late last night. Business
seldom suites itself to one's convenience."
"Seldom, indeed—very seldom,"
answered Michael, with a friendly
smile, and a look of meaning, which
showed that he had taken hope from
Mr Bellamy's expression—"and," he
continued, "having returned, I presume
you spend some time amongst us."
"Not a day, my friend. To-morrow
I am on the wing again. I have
left a dozen men behind me, who'll
hunt me over the country, if I don't
rejoin them without delay. No. I
am off again to-morrow." (Michael
moved uneasily in his chair.) "But,
how are you, Mr Allcraft? How are
all our friends? Nothing new, I'll
venture to say. This world is a stale
affair at the best. Life is seen and
known at twenty. Live to sixty, and
it is like reading a dull book three
times over. You had better take a
cup of coffee, Mr Allcraft!"
"Thank you—no. You surprise
me by your determination."
"Don't be surprised at any thing,
Mr Allcraft. Take things as they
come, if you wish to be happy."
Michael, very uneasy indeed, wished
to make a remark, but he looked
at the man in crimson plush, and held his
tongue. Mr Bellamy observed him.
"You have something to say? Can
I give you any advice, my friend?
Pray, command me, and speak without
reserve. As much as you please,
and as quickly as you please, for I
assure you time is precious. In half
an hour I have twenty men to see,
and twice as many things to do."
Again Michael glanced at the stout
footman, who was pretending to throw
his mind into the coming week, and
to appear oblivious of every thing
about him.
"I have a question to ask," proceeded
Michael hesitatingly; "but it
can be answered in a moment, and at
another opportunity—in a little while,
when you are quite at leisure."
"As you please; only remember
I have no end of engagements, and if
I am called away I cannot return to
you."
Poor Michael! His expectations
were again at a fearful discount. The
language and demeanor of Mr Bellamy
seemed decisive of his intentions.
What could he do? What—but fasten
on his man, and not suffer him to
leave his sight without an explanation,
which he dreaded to receive.
Mr Bellamy continued to be very polite
and very talkative, and to prosecute
his repast with unyielding equanimity.
At the close of the meal the
servant removed the cloth, and departed.
At the same instant the
landed proprietor rose from his chair,
and was about to depart likewise.
Michael, alarmed at the movement,
touched Mr Bellamy gently on the
sleeve, and then, less gently, detained
him by the wrist.
"What do you mean, sir?" asked
Bellamy, turning sharply upon his
partner: "What do you mean? What
is your object?"
"Mr Bellamy," said Allcraft, pale
as death, and much excited; "you
must not go until you have satisfied
me on a point of life and death to both
of us. Your conduct is a mystery.
I cannot explain it. I know not what
are the motives which actuate you.
These are known to yourself. Let
them be so. But I have a question
to ask, and you must and shall answer it."
"Must and shall, Mr Allcraft! Take
care—pray, take care of your expressions.
You will commit yourself.
When will you cease to be a very
young man? I will answer voluntarily
any questions put to me by any
gentleman. Must and shall never
forced a syllable from my lips yet.
Now, sir—ask what you please."
"Mr Bellamy," continued Allcraft,
"your property is announced for public
sale."
"It is," said Bellamy.
"And the announcement has your sanction?"
"It has."
"And with the sum realized by
that sale, you propose to"—
Michael stopped, as though he wished
his partner to fill up the sentence.
"Go on, sir," said the proprietor.
"With the sum thus realized, I
say, you propose to make good the
losses which the bank has suffered by
your improvidence?"
"Not exactly. Is there any thing
else?"
"Oh, Mr Bellamy, you cannot
mean what you say? I am sure you
cannot. You are aware of our condition.
You know that there needs
only a breath to destroy us in one
moment for ever. At this very time
your purpose is known to the world;
and, before we can prevent it, the
bank may be run upon and annihilated.
What will be said of your
proceedings? How can you reconcile
the answer which you have just now
given to me, with your vaunted high
sense of honour, or even with your
own most worldly interests?"
"Have you finished, sir?" said
Bellamy, in a quiet voice.
"No!" exclaimed Michael, in as
angry a tone of indignation: "no! I
have not finished. I call upon you,
Mr Bellamy, to mark my words; to
mark and heed them—for, so Heaven
help me, I bid you listen to the truth.
Quiet and easy as you profess to be,
I will be cozened by you no longer.
If you carry out your work, your doings
shall be told to every human
soul within a hundred miles of where
you stand. You shall be exhibited as
you are. If every farthing got from
the sale of this estate be not given up
to defray your past extravagance, you
shall be branded as you deserve. Mr
Bellamy, you have deceived me for
many years. Do not deceive yourself
now."
"Have you finished, sir?" repeated
Mr Bellamy.
"Yes—with a sentence. If you
are mad—I will be resolute. Persist
in your determination, and the bank
shall stop this very night."
"And let it stop," said Bellamy;
"by all means let it stop. If it be a
necessary, inevitable arrangement, I
would not interfere with it for the
world. Act, Mr Allcraft, precisely as
you think proper. It is all I ask on
my own account. I have unfortunately
private debts to a very large
amount. What is still more unfortunate,
they must be paid. I have no
means of paying them except by selling
my estate, and therefore it must
go. I hope you are satisfied?"
Michael threw himself into a chair,
and moved about in it, groaning. Mr
Bellamy closed the door, and approached
him.
"This is a very unnecessary display
of feeling, Mr Allcraft," said the
imperturbable Bellamy; "very—and
can answer no good end. The thing,
as I have told you, is inevitable."
"No—no—no," cried Allcraft, imploringly;
"Not so, Mr Bellamy.
Think again—ponder well our dreadful
situation. Reflect that, before another
day is gone, we may be ruined,
beggared, and that this very property
may be wrested from you by our
angry creditors. What will become
of us? For Heaven's sake, my dear,
good sir, do not rush blindly upon
destruction. Do not suffer us to be
hooted, trampled upon, despised, cursed
by every man that meets us. You
can save us if you will—do it then—be
generous—be just."
"As for being just, Mr Allcraft,"
replied Bellamy composedly, "the
less we speak about that matter the
better. Had justice been ever taken
into account, you and I would, in all
probability, not have met on the present
business. I cannot help saying,
that, when you are ready to justify to
me your conduct in respect of your
late father's liabilities, I shall be more
disposed to listen to any thing you
may have to urge in reason touching
the produce of this estate. Until that
time, I am an unmoved man. You
conceive me?"
"Yes," said Michael, changing
colour, "I see—I perceive your drift—I
am aware—Mr Bellamy,"
continued the unhappy speaker,
stammering until he almost burst
with rage. "You are a villain!
You have heard of my misfortunes,
and you take a mean advantage of
your knowledge to crush and kill
me. You are a villain and I defy
you!"
Mr Bellamy moved leisurely to the
fire-place, and rang the bell. The
stout gentleman in plush walked in,
and the landed proprietor pointed to
the door.
"For Mr Allcraft, William," said
the squire.
"Very well!" said Michael, white
with agitation; "Very well! As sure
as you are a living man, your ruin
shall be coincident with mine. Not a
step shall I fall, down which you shall
not follow and be dragged yourself.
You shall not be spared one pang. I
warn you of your fate, and it shall
come sooner than you look for it."
"Pooh, pooh; you have been drinking,
Mr. Allcraft."
"You lie, sir, as you have lied for
months and years—lived upon lies,
and"—
"You need not say another word.
You shall finish your sentence, sir,
elsewhere. Begone! William, show
Mr. Allcraft to the door."
William pretended to look very
absent again, and bowed. Michael
stared at him for a second or two, as
if confounded, and then, like a madman,
rushed from the room and house.
The plans and objects of Mr Walter
Bellamy were best known to himself.
Whatever they might be, he diverged
from them for a few hours in order to
give his miserable partner the opportunity
he had promised him, of completing
that very inauspicious sentence—the
last which he had uttered in Mr.
Bellamy's house previously to his abrupt
departure. Michael had not been
in the banking-house an hour after
his return from the Hall before he was
visited by a business-like gentleman,
who introduced himself as the particular
friend of Mr. Bellamy, on whose
particular business he professed to
come. Allcraft, with his brain on fire,
received the visit of this man with
secret glee. All the way home he had
prayed that Bellamy might prove as
good as his word, and not fail to
demand immediate satisfaction. He
longed for death with a full and yearning
desire, and he could kiss the hand
that would be merciful and give the
fatal blow. A suicide at heart, it was
something to escape the guilt and
punishment of self-murder. Bellamy
was reputed a first-rate shot. Michael
was aware of the fact, and hugged the
consciousness to his soul. He would
not detract from his reputation; the
duellist should add another laurel to
his chaplet of honour, and purchase it
with his blood. He had resolved to
fight and fall. It was very evident
that the friend of Mr Bellamy expected
rather to frighten Michael into a
humble and contrite apology, than to
find him ready and eager for the
battle; for he commenced his mission
by a very long and high-flown address,
and assured Mr Allcraft, time
after time, that nothing but the most
ample and the most public amende
could be received by his friend after
what had taken place. Michael listened
impatiently, and interrupted
the speaker in the midst of his oration.
"You are quite right, sir," said he.
"If an apology is to be made, it
should be an ample one. But I decline
to make any whatever. I am
prepared to give Mr Bellamy all the
satisfaction that he asks. I will refer
you at once to my friend, and the
sooner the affair is settled the better."
"Well, but surely, Mr Allcraft,
you must regret the strong expression"—
"Which I uttered to your friend?
By no means. I told him that he lied.
I repeat the word to you. I would
say it in his teeth again if he stood
here. What more is necessary?"
"Nothing," said the gentleman,
certainly unprepared for Michael's
resolution. "Nothing; name your
friend, sir."
Michael had already fixed upon a
second, and he told his name. His
visitor went to seek him, and the poor
bewildered man rubbed his hands
gleefully, as though he had just saved
his life, instead of having placed it in
such fearful jeopardy.
That day passed like a dream. The
meeting was quickly arranged. Six
o'clock on the following morning was
the hour fixed. The place was a field,
the first beyond the turnpike gate,
and within a mile of the city. As soon
as Michael made sure of the duel, he
saw his confidential clerk. His name
was Burrage. He had been a servant
in the banking-house for forty years,
and had known Michael since his
birth. It was he who gave the newspaper
into Allcraft's hands, on the
first arrival of the latter at the bank
that morning. He was a quiet old
man of sixty, an affectionate creature,
and as much a part of the banking-house
as the iron chest, the desk, the
counter, or any other solid fixture.
He stepped softly into his master's
room after he had been summoned
there, and he gazed at his unhappy
principal as a father might at his own
child in misfortune—a beloved and
favourite child.
"You are not well this morning,
sir," said Burrage most respectfully.
"You look very pale and anxious."
"My looks belie me, Burrage. I
am very well. I have not been so
well for years. I am composed and
happy. I have been ill, but the time
is past. How old are you, Burrage?"
"Turned threescore, sir; old
enough to die."
"Die—die! death is a sweet thing,
old man, when it comes to the care-worn.
I have had my share of trouble."
"Too much, sir—too much!" said
Burrage, his eyes filling with water.
"You have half killed yourself here.
I am sure your poor father never expected
this. Nobody could have expected
it in his time, when you were
a little, fat, rosy-cheeked boy, running
about without a thought, except
a thought of kindness for other people."
Michael Allcraft burst into a flood
of tears—they gushed faster and faster
into his eyes, and he sobbed as only
men sob who have reached the climax
of earthly suffering and trial.
"Do not take on so, my dear sir,"
said Burrage, running to him. "Pray,
be calm. I am sure you are unwell.
You have been ill for some time. You
should see a doctor—although I am
very much afraid that your disease is
beyond their cure—in truth I am."
"Burrage," said Michael in a
whisper, and still sighing convulsively—"It
is all over. It is finished. Prepare
for the crash—look to your own
safety. Hide yourself from the gaze
of men. It will strike us all dead."
"You frighten me, Mr Allcraft.—You
are really very ill. Your brain
is overworked—you want a little repose
and recreation."
"Yes, you are right Burrage—the
recreation of a jail—the repose of a
tomb. We will have one, at least—yes,
one—and I have made the selection."
"Have you heard any bad news to-day, sir?"
"None—excellent news to-day.
No more hopes and fears—no alarms—no
lying and knavery—eternal
peace now, and not eternal wretchedness."
"Had you not better leave the
bank, Mr Allcraft, and go home? Your
hands are burning hot. You are in a
high fever."
"Put up the shutters—put up the
shutters," muttered Michael, more to
himself than to his clerk. "Write
bankrupt on the door—write it in large
letters—in staring capitals—that the
children may read the word, and know
why they are taught to curse me.
You hear me, Burrage?"
"I hear what you say, sir, but I
do not understand you. You want
rest—you are excited."
"I tell you, Burrage, I am quiet—I
never was so quiet—never sounder
in body and mind. Will you refuse
to listen to the truth? Man," he continued,
raising his voice and looking
the clerk steadily in the face. "I am
ruined—a beggar. The bank is at its
last gasp. The doors are closed to-night—never
to be re-opened."
"God forbid, sir!"
"Why so?—Would you drive me
mad? Am I to have no peace—no
rest? Am I to be devoured, eaten
away by anxiety and trouble? Have
you no human blood—no pity for me?
Are you as selfish as the rest?"
"Is it possible, sir?"
"It is the truth. But speak not of
it. I will have your life if you betray
me until the event tells its own tale.
We close the door to-night, to open
it no more. You hear the words.
They are very simple words. Why
do you stare so, as if you couldn't
guess their meaning?"
"Oh—I have dreaded this—I have
suspected it!" said Burrage, wringing
his hands; "but it has always seemed
impossible. Poor Mr Allcraft!"
"Poor!" exclaimed Michael. "Do
you begin already? Do you throw it
in my teeth so soon? You are in the
right, man—go with the stream—taunt
me—spit in my face—trample
me in the dust!"
"Do not speak unkindly to me,
master," said the old clerk. "You
will break my heart at once if you do.
What you have told me is hard enough
to bear in one day."
Michael took the good fellow's hand,
and answered, whilst his lips quivered
with grief, "It is—it is enough, old
friend. Go your ways. Leave me to
myself. I have told you a secret—keep
it whilst it remains one. Oh,
what a havoc! What devastation!
Go, Burrage—go—seal your lips—do
not breathe a syllable—go to your work."
The clerk went as he was bid, but
stupified and stunned by the information
he had received. He took his
accustomed seat at the desk, and
placed a large ledger before him. He
was occupied with one trifling account
for half the day, and did not finish it
at last. A simple sum of compound
addition puzzled the man who, an
hour before, could have gone through
the whole of the arithmetic in his
sleep. Oh, boasted intellect of man!
How little is it thou canst do when
the delicate and feeling heart is out of
tune! How impotent thou art! How
like a rudderless ship upon a stormy
sea! Poor Burrage was helpless and
adrift! And Michael sat for hours
together alone, in his little room. He
was literally afraid to creep out of it.
He struggled to keep his mind steadily
and composedly fixed upon the fate
that awaited him—a fate which he
had marked out for himself, and resolved
not to escape. He forced himself to
regard the great Enemy of Man
as his best friend—his only comforter
and refuge. But just when he deemed
himself well armed, least vulnerable,
and most secure, the awful reality of
death—its horrible accompaniments—dissolution,
corruption, rottenness, decay,
and its still more awful and obscure
uncertainties, started suddenly before
him, and sent a sickening chill through
every pore of his unnerved flesh. Then
he retreated from his position—fled,
as it were, for life, and dared not
look behind, so terrible was the
sight of his grim adversary. He
leaped from his chair, as if unable
to sit there; and, whilst he paced the
room, he drew his breath, as though
he needed air for respiration—his heart
throbbed, and his brain grew tight and
hot within his skull. The fit passing
away, Michael hastened to review the
last few years of his existence, and to
bribe himself to quietness and resignation,
by contrasting the hateful life
which he had spent with the desirable
repose offered to him in the grave;
and by degrees the agitation ceased—the
alarm subsided, and the deluded
man was once more cozened into hardened
and unnatural tranquillity. In
this way flew the hours—one train of
feeling succeeding to another, until
the worn-out spirit of the man gave
in, and would be moved no longer.
At last, the unhappy banker grew sullen
and silent. He ceased to sigh,
and groan, and weep. His brain refused
to think. He drew his seat to
the window of the room, which permitted
him, unperceived, to observe
the movements in the bank—and, folding
his arms, he looked doggedly on,
and clenched his teeth, and frowned.
He saw the fortunate few who came
for money and received it—and the
unfortunate many, who brought their
money—left, and lost it. He was
indifferent to all. He beheld—as the
spirits fair may be supposed to look
upon the earth a moment before the
sweeping pestilence that comes to thin
it—life, vigorous and active, in that
house of business, whose latest hour
had come—whose knell was already
sounding; but it moved him not. He
heard men speak his name in tones of
kindness, whose lips on the morrow
would deal out curses. He saw others,
hat in hand, begging for an audience,
who would avoid him with a sneer and
a scorning when he passed them in
the street. He looked upon his own
servants, who could not flatter their
master too highly to-day, and would
be the first to-morrow to cry him
down, and rail against his unpardonable
extravagance and recklessness;
but he heeded nothing. His mind had
suspended its operations, whilst his
physical eye stared upon vacancy.
It was very strange. He continued
in this fashion for a long time, and
suddenly sensibility seemed restored
to him; for an ashy paleness came
over him—his eyelid trembled, and
his lips were drawn down convulsively,
as if through strong and heavy grief.
He rose instantly, rushed to the bell,
and rang it violently.
Burrage came to answer it.
"Monster!" exclaimed his master,
gazing at him spitefully, "have you
no heart—no feeling left within you?
How could you do it?"
"Do what, sir?"
"Rob that poor old man. Plunder
and kill that hoary unoffending creature.
Why did you take his miserable
earnings? Why did you rob his little
ones? Why clutch the bread from
his starving grandchildren? He will
die of a broken heart, and will plead
against me at the judgment-seat.
Why was that old man's money
taken?"
"We must take all, or nothing, sir.
You forbade me to speak a syllable."
"Speak—speak! Yes, but could
you not have given him a look, one
merciful look, to save his life, and my
soul from everlasting ruin? You might,
you could have done it, but you conspire
to overthrow me. Go—but
mark me—breathe not a word, if you
hope to live."
The poor clerk held up his hands,
shook them piteously, sighed, and went
his way again.
It was six o'clock in the evening,
and every soul connected with the
bank, except Michael and Burrage,
had left it. They were both in the
private room, which the former had
not quitted during the day. Michael
was writing a letter; the clerk was
standing mournfully at his side. When
the note was finished, directed, and
sealed, Allcraft turned to his old friend
and spoke—
"I shall not sleep at home to-night,
Burrage. I have business which must
be seen to."
"Indeed, sir, you had better go
home. You are very unwell."
"Silence, once more. I tell you,
Burrage, it cannot be. This business
must not be neglected. I have written
to Mrs Allcraft, explaining the
reason of my absence. You will yourself
deliver the letter to her, with your
own hands, Burrage. You hear me?"
"Yes, sir," faltered Burrage, wishing
himself deaf.
"Very well. I have no more to
say. Good-by—good-night."
"Good-night, sir," said the man,
walking slowly off.
"Stay, Burrage. You are a true
old friend—my oldest. Give me your
hand. I have spoken unkindly—very
harshly and cruelly to-day. Do not
think ill of me. My temper has been
soured by the troubles of life. You forgive
me for my anger—do you not?"
The old man did not answer. He
could not. He held the hand of his
master tightly in his own. He drew
it to his lips and kissed it; and then,
ashamed not of the act, but of his
unmanly tears, he walked slowly to
the door, and quitted the room—his
head bending to the earth, whence it
never again was raised.
Two hours later Michael was many
miles away. He had followed to his
humble home the aged man who had
that morning paid his substance into
the bank. Much as he had to answer
for, Michael could not bear to carry
about with him the knowledge that
he had ruined and destroyed the grey-haired
labourer. Why and how it
was that he felt so acutely for the
stranger, and selected him from the
hundreds who were beggared by his
failure, it is impossible to guess. It
is certain that he restored every sixpence
that had been deposited in the
morning, and could not die until he
had done so. Where Allcraft passed
the night was never known. He was
punctual to his appointment on the
following morning; and so was Mr
Bellamy. It is due to the latter to
state, that, at the latest moment, he
was willing, as far as in him lay, to
settle the difference without proceeding
to extreme measures. All that a
man could offer, who did not wish to
be suspected of rank cowardice, he offered
without reservation. But Allcraft
was inexorable. He repeated
his insult on the field; and there was
nothing to be done but to make him
accountable for his words at the point
of the pistol—to receive and give
THE SATISFACTION OF A GENTLEMAN.
Whatever satisfaction the mangled
corpse of a man whom he had deeply
injured, could afford the high-born Mr
Bellamy, that gentleman enjoyed in a
very few minutes after his arrival; for
he shot his antagonist in the mouth,
saw him spinning in the air, and afterwards
lying at his feet—an object that
he could not recognize—a spectacle
for devils to rejoice in. Happy the
low-born man who may not have or
feel such exquisite and noble SATISFACTION!
Allcraft was not cold before Mr
Bellamy was at sea, sailing for France.
The latter had not put his feet upon
foreign soil, before his property was
seized by hungry creditors. The bank
was closed. Burrage himself pasted
on the shutters the paper that notified
its failure. Augustus Theodore Brammel
heard of the stoppage whilst he
was at breakfast, sipping chocolate;
and greatly he rejoiced thereat. His
delight was sensibly diminished in the
course of the morning, when he received
a letter informing him of his
father's death, and an intimation from
a lawyer, that every farthing which
he inherited would be taken from him,
as goods and chattels, for the discharge
of claims which the creditors
of the bank might have against him.
Later in the day, he heard of Allcraft's
death and Bellamy's escape, and then
he rushed into a chemist's shop and
bought an ounce of arsenic; but after
he had purchased it, he had not heart
enough to swallow it. Enraged beyond
expression—knowing not what
to do, nor upon whom to vent his rage—it
suddenly occurred to him to visit
Mrs Allcraft, and to worry her with
his complaints. He hurried to her
house, and forced himself into her presence.
We will not follow him, for
grief is sacred; and who that had the
heart of man, would desecrate the
hearth hallowed by affliction, deep
and terrible as that of our poor Margaret?
Our history began at the Vicarage;
there let it end. It is a cheerful summer's
morning, and Margaret sits in
the study of her friend Mr. Middleton,
who has learned to look upon his
charge as upon a daughter. She is
still attired in widow's weeds, but
looks more composed and happy than
when we saw her many months ago
there.
"You will not leave us, then," said
the good vicar; "we have not tired
you yet?"
"No," answered Margaret, with a
sweet contented smile, "here must I
live and die. My duties will not suffer
me to depart, even were I so inclined.
What would my children do?"
"Ah, what indeed? The school
would certainly go to rack and ruin."
"And my old friends, the Harpers
and the Wakefields?"
"Why, the old ladies would very
soon die of a broken heart, no doubt
of it; and then, there's our dispensary
and little hospital. Why, where should
we look for a new apothecary?"
"These are but the worst days of
my life, Mr. Middleton, which I dedicate
to usefulness. How am I to make
good the deficiency of earlier years?"
"By relying, my dear madam,
upon the grace and love of Heaven,
who in mercy regards not what we
have been, but what we are."
"And is there pardon for so great
a sinner?"
"Doubt it not, dear lady. Had
you not been loved, you never would
have been chastised—you would never
have become an obedient and willing
child. Be sure, dear Mrs Allcraft,
that having repented, you are pardoned
and reconciled to your Father. Pray,
hold fast to this conviction. You have
reason to believe it; for truly you have
not despised the chastening of the Lord,
nor fainted when you were rebuked of him."